has posted strong provisional metrics as of December 31, 2025. Gross advances (end balance) reached ₹11,70,500 crore, growing 3.7 per cent quarter-over-quarter (QoQ) from ₹11,28,400 crore and 14.1 per cent year-over-year (YoY) from ₹10,25,900 crore. Total deposits (end balance) climbed to ₹12,60,800 crore, up 4.8 per cent QoQ from ₹12,03,500 crore and 15 per cent YoY from ₹10,95,900 crore.
The country’s biggest private sector lender, , on Monday said it has registered a 12 per cent increase in loan growth at ₹28.44 lakh crore in the December quarter. Total advances were ₹25.42 lakh crore at the end of December 31, 2024. The lender reported a 12 per cent rise in average deposits to ₹27.52 lakh crore, as against ₹24.52 lakh crore at the end of the third quarter of the previous financial year. HDFC Bank ADR slumped 6.36 per cent at $334.17 on the NYSE overnight.
has reported a 13.1 per cent decline in loan growth to ₹3.19 lakh crore in the October-December quarter. The bank, which disclosed accounting lapses in the derivatives portfolio having financial implications of ₹1,960 crore last year, had net assets of ₹3.67 lakh crore at the end of the third quarter of the previous fiscal. The lender also recorded a de-growth of 3.8 per cent in deposits to ₹3.94 lakh crore in the reporting quarter, against ₹4.09 lakh crore at the end of the third quarter of the previous financial year, IndusInd Bank said in a regulatory filing.
announced a downward revision of its Base Rate and Benchmark Prime Lending Rate (BPLR), effective January 7. Base Rate: Reduced from 11.15 per cent to 10.70 per cent and BPLR: Lowered from 16.15% to 15.70%. This 45 basis points cut across both benchmarks signals easing liquidity or policy support, potentially lowering borrowing costs for legacy loans tied to these rates. It benefits customers with Base Rate or BPLR-linked loans while aligning with broader rate trends.