Capri Global Capital Limited (CGCL) reported a near-doubling of its annual profit after tax for FY26, with PAT rising 98 per cent year-on-year to ₹948.6 crore from ₹478.5 crore in FY25, driven by strong growth across its lending businesses and improved cost efficiency.
The Mumbai-based non-banking finance company’s consolidated Assets Under Management grew 60 per cent year-on-year to ₹36,623.3 crore as of March 31, 2026, compared to ₹22,860.2 crore a year earlier.
For the fourth quarter of FY26, PAT rose 59 per cent year-on-year to ₹282.8 crore from ₹177.7 crore in Q4FY25, and was up 11 per cent from ₹255.4 crore in the preceding quarter.
Net Interest Income for the full year climbed 50 per cent to ₹1,997.9 crore, while Non-Interest Income surged 71 per cent to ₹859.7 crore. Operating Profit for FY26 nearly doubled, rising 97 per cent to ₹1,446.4 crore.
The Cost-Income ratio improved sharply by 1,056 basis points to 49.4 per cent from 59.9 per cent in FY25, reflecting operating leverage benefits as the branch network scaled up. Return on Average Equity improved to 16.5 per cent from 11.8 per cent, while Return on Average Assets moved to 3.5 per cent from 2.7 per cent.
Asset quality improved markedly. The Net NPA ratio fell to 0.5 per cent at the end of FY26 from 0.9 per cent in FY25. Gross NPA stood at 0.9 per cent versus 1.5 per cent a year earlier.
Gold loans remained the fastest-growing segment, with AUM more than doubling to ₹16,964.6 crore, now accounting for 46.3 per cent of the total portfolio. MSME loans stood at ₹6,485.9 crore, Housing Finance at ₹7,446.9 crore, and Construction Finance at ₹5,708.1 crore.
The company’s total branch network expanded to 1,429 branches by end of Q4FY26. CGCL has set an AUM target of ₹550 billion by FY28, implying a 25–30 per cent CAGR from current levels.