Living in Mumbai on ₹25,000? Woman’s monthly budgeting formula goes viral – ‘It’s hard girl, just own it’

Defying the perception that Mumbai is an expensive city to live, a woman asserts that ‘ 25,000 is enough to survive in the city’. Her budgeting formula in a now-viral video has left social media divided, with many questioning whether living in Mumbai on such a budget is truly realistic.

Ayushi posted on social media how careful budgeting helped her maintain a decent lifestyle in the maximum city.

shared a video on Instagram where she explained how careful budgeting can help her manage expenses in what is often called India’s most expensive city. In the video, she shared a detailed breakup of her monthly expenses, captioning it, “Trying to make 25,000 work in Mumbai.”

Here’s the detailed breakup of her monthly expense:

  • Rent and electricity together cost her around 14,000 every month.
  • For daily travel, she spends around 2,000 monthly – and depends on Mumbai’s local trains and metro services
  • For food, she pays around 6,000
  • She spend another 6,000 on other stuff
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What netizens said?

While many praised her budgeting skills and financial discipline, others were sceptical about the amount she claimed to spend on rent.

Replying to one of her followers, she stated that she lives in Andheri East in a girls’ pg. “You can even get flats at 10-15k in the area, but extra expenses would add up.”

“Trust me, local and metros save a lot of money, love the connectivity in Mumbai and just love the city,” she wrote in the comment section on the travel part.



At the same time, many admitted with her that living on budget of 25,000 is doable in Mumbai.

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One says, People earning less than 25k still surviving in mumbai than we all are privileged that we can even spend more than 25,000

Another said, in Mumbai many people’s salary itself is about 30000/-.

Several social media users noted that the woman’s monthly expense breakdown seemed to total nearly 27,000 — exceeding the 25,000 budget she had originally claimed. She later clarified that budget is not fixed every month, but on an average it is around 25,000

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