New Delhi: Planning a bank visit this week? You might want to double-check first. Between September 8 and 14, 2025, many bank branches across India will remain shut on different days due to a mix of national and regional holidays, including Eid-e-Milad, the Friday following Eid, and the usual weekend closures.
The Reserve Bank of India (RBI) has listed these holidays under the Negotiable Instruments Act, which covers transactions like cheques and promissory notes. While ATMs and online banking will continue to work, customers won’t be able to access in-person services at branches in the affected regions.
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In Mumbai, Eid-e-Milad was initially slated for September 5, but the Maharashtra government shifted the holiday to Monday, September 8. The decision came after a request from the Muslim community to ensure harmony with Ganpati Visarjan celebrations on Anant Chaturdashi, which falls on September 6. Because of this change, all public and private banks in Mumbai will stay closed on September 8. ()
September 8 (Monday) – Banks closed in Mumbai for Eid-e-Milad
September 12 (Friday) – Banks closed in Jammu and Srinagar for Friday following Eid-i-Milad-ul-Nabi
September 13 (Saturday) – Second Saturday – Nationwide bank holiday
September 14 (Sunday) – Sunday Holiday – All-India (as per RBI rules)
Even when branches are shut for holidays, most services remain within your reach. Customers can continue using online and mobile banking, as well as UPI and bank apps, for payments and transfers. ATMs also function normally, ensuring cash withdrawals are available during emergencies. ()
However, transactions involving cheques and promissory notes are affected. That’s because the RBI issues the annual holiday list under the Negotiable Instruments Act, which governs such instruments. On these declared holidays, processing of cheques and similar paper-based transactions won’t take place.
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