For young backpackers, the thrill of discovering new countries often begins with budget planning. Flights, hostels, and food usually take centre stage, but one detail that many overlook is foreign…
Category: Banking And Finance
The PF problem: Why so many employees struggle to access their own money
For most salaried Indians, the Employees’ Provident Fund (EPF) is more than just a saving, it is a safety net built over decades of work. But new data shows a…
Selling property? Here are 9 smart ways to save on capital gains tax
Selling property often brings relief on one hand and worry on the other. While a house, a piece of land or even farmland can fetch a good price, many people…
Cash, gold, property: How to protect your wedding gifts from tax trouble
Indian weddings are famous for their grandeur and for the flurry of gifts that come with them. Cash envelopes, gold jewellery, luxury items, and even property can be part of…
HDFC Bank Reduces MCLR Rates For Specific Tenures; Latest Lending Rates Effective From Today, 8 September 2025
New Delhi: Private sector lender HDFC Bank has slashed its Marginal Cost of Funds-based Lending Rates (MCLR) effective from today, 8 September 2025. HDFC MCLR has been reuced by up…
How a fake loan dropped a credit score overnight, explains Sebi-registered analyst
Abhishek Kumar, a Sebi-registered analyst and founder of SahajMoney, shared a startling experience on LinkedIn that highlights the fragility of credit scores. “My CIBIL score dropped overnight. Without taking a…
UPS to NPS: Government fixes September 30 deadline, here’s what it means
The Finance Ministry has introduced a one-time option for central government employees in the Unified Pension Scheme (UPS) to shift back to the National Pension System (NPS). The Finance Ministry…
ITR filing: Why CAs are seeking extension of September 15 deadline
As the , tax professionals across India are facing mounting pressure. Chartered accountants and trade bodies have urged the Income Tax Department to extend the deadline, citing widespread technical glitches,…
Attention Cardholders! Here’s How To Pay Pending Dues On An Expired Credit Card
New Delhi: Just because your credit card has expired doesn’t mean your dues disappear with it. Any outstanding balance still needs to be cleared, and ignoring it can hurt your…
ITR Late? Use This Smart Trick To Avoid Penalties & Get Your Refund
New Delhi: The Income Tax Department has already extended the ITR filing deadline from July 31 to September 15, 2025, giving taxpayers extra breathing space. Yet, many are still struggling…