I had paid the full amount of ₹23 lakh to the builder to buy an apartment in 2013, and had got possession the same year without getting the apartment registered…
Category: Banking And Finance
Can I use MF sales proceeds to pay home loan and get Section 54F benefit?
I bought an apartment in 2022 with a home loan. This year, I have sold equity mutual fund (MF) holdings with gains of about ₹60 lakh. Can I use the…
Advance tax deadline today: Can you pay the final instalment on 15 March via credit card?
The deadline for paying the fourth and for the financial year 2025–26 is due on Sunday, 15 March 2026, where taxpayers are required to clear their outstanding tax liability. It…
Gold investment taxation explained: Jewellery, gold ETF vs sovereign gold bonds
There are many avenues through which one can invest in gold. The major mediums are jewellery, gold coins, gold ETF and Sovereign Gold Bonds (SGB). The profits on these products…
The Netherlands’ new tax experiment—and why investors should worry
There is a simple principle that has underpinned sensible investment taxation almost everywhere: you pay tax when you actually make money—that is, when you sell an asset and pocket the…
Fake it till you make it? This CA disagrees, warns obsession with looking rich, fastest way to stay broke — Here’s why
Building wealth is not only about earning more but also includes financial planning that takes into account your monthly expenses, savings, investments and future requirements — plus factors outside your…
PSU mutual funds defy market slump in 2026 with strong three- and five-year returns
With equities on a steady downward spiral due to a host of factors, including the war in the Middle East, is there any sliver of hope left in the space?…
PPF withdrawal: Here’s how you can access your public provident fund balance before the lock-in period ends
The public provident fund (PPF) is a top choice when planning your finances for retirement. Launched in 1986 by the government of India, is a reliable instrument with consistent, long-term…
How to merge multiple PF accounts after switching Jobs: Step-by-step guide
When you switch jobs, it is common to end up with multiple Employees’ Provident Fund (EPF) accounts linked to the same UAN. While the Unique Universal Account Number can remain…