Accessing provident fund savings has long meant delays, paperwork and dependence on employers for approvals. That may be set to change as the government pushes ahead with EPFO 3.0, a…
Category: Banking And Finance
Gold overdraft facility: Here’s all you need to know about eligibility, credit limit and comparison to gold loan
Gold overdraft is a flexible credit facility offered by banks and non-banking financial companies (NBFCs) where you can pledge your gold assets as collateral in exchange for a revolving line…
Retirement planning at 35: 7 steps to achieve financial freedom by 60
In a country like India with a population of more than 147 crores, financial freedom is a dream of many. Still, the path to accomplishing this dream is not easy.…
DA hike delay: Is this normal or something to worry about?
For many central government employees and pensioners, the With March, when the revision is typically announced, already over and no update yet, the obvious question is: what’s behind the delay…
Bank FDs earn up to 7.75%! Check latest interest rate in April 2026—compare SBI, HDFC, ICICI and Yes Bank fixed deposits
Fixed deposits are a safe and reliable investment tool for conservative investors to earn consistent long-term returns. Compared to simply parking your money in a savings account, a fixed deposit…
Gold flops and the three bears: navigating unpredictable havens
The global landscape has shifted significantly over the past few weeks, triggered by the unfolding geopolitical complexities in West Asia. As we stepped into 2026, the sentiment was one of…
Why your credit score matters in your home loan journey
A credit score is a three-digit numeric value ranging from 300 to 900 that assesses a borrower’s creditworthiness. It is calculated using algorithms that evaluate various aspects of an individual’s…
Income Tax Act 2025: 6 key provisions on deductions, exemptions, notices taxpayers must track
The new Income Tax Act 2025 came into effect from 1 April 2026. Along with it, several unique changes were introduced in how the official website of the Income Tax…
Should married couples file taxes together in India? Here’s what experts think
Imagine this. Two families earn the same total income in a year. But one ends up paying zero tax, while the other pays a few lakh rupees. Sounds unfair? That’s…
Do UAE-based professionals pay tax on India workshop income?
I have been residing in the United Arab Emirates (UAE) for the past 13 years and work as a dentist. I have been invited to conduct a two-day workshop for…