Smart financial planning will need to take into account an assessment of your current finances, risk tolerance, and future goals when calculating your savings, investments and retirement fund. When focused…
Category: Banking And Finance
I asked ChatGPT if I should buy a Mercedes on ₹30 LPA: AI was brutally honest, explained purely on mathematical terms
I acted as a young Bengaluru professional earning ₹30 lakh per annum. I wanted a straight answer: no lifestyle advice, no passion talk. I wanted just the cold financial mathematics…
Will provide insurance to all vessels coming to or going from India: DFS Secretary Nagaraju
Vedanta Sterlite, Balrampur Sugar, and Hoger Offshore are the first three beneficiaries of the launched Tuesday. Addressing journalists at an event to unveil the pool, Secretary Financial Services, M Nagaraju…
Investing in gold alternatives — digital, ETFs, mutual funds or SGBs? Check if they can be converted to physical gold
Gold held by Indian households is nearing an incredible $5 trillion in value, as per a March research report by Kotak Institutional Equities and accounts for a significant 65% of…
What is digital gold? How can you buy it, and can it be converted to physical gold?
Digital gold is a form of investment that allows individuals to buy, hold and sell 24-karat physical gold digitally without taking immediate physically possession of the metal. The gold purchased…
How much gold can you legally keep at home? Rules explained amid PM Modi’s appeal to avoid buying the yellow metal
Prime Minister Narendra Modi recently urged citizens to avoid buying gold for the next one year, saying the country should focus on reducing non-essential imports and strengthening the economy. The…
National Pension Scheme: Maharashtra makes revised NPS opt-in for employees — Check deadline, minimum pay, other details
NPS news: Maharashtra has made its revised National Pension Scheme optional for government employees covered under current NPS, allowing opt-in by year-end, PTI reported citing a circular from the state…
Small savings scheme interest rates in May 2026: Returns on PPF, SSY, SCSS, NSC and others compared
In the current geopolitical environment, where the US-Iran conflict is dragging on and keeping global oil and gas prices elevated, along with immense volatility in global equity markets, corrective actions…
State banks record all-time high net profit of Rs 1.98 lakh crore in FY26: FinMin
New Delhi: (PSBs) have recorded an all-time high net profit of Rs 1.98 lakh crore in 2025-26 fiscal year, marking the fourth straight year of profitability, the finance ministry said…
Tenant refusing to vacate house in Delhi? Key legal provisions for eviction and rights of landlords explained
It has been witnessed time and again that tenants refuse to vacate premises in Delhi. This is one of the most common reasons for property disputes in the National Capital…