‘s MD & CEO, Binod Kumar, believes that interest rates have bottomed out and that retail deposit rates are likely to rise if credit demand stays strong. He tells Sangita…
Category: Banking And Finance
Calculating your emergency fund? Experts suggest the 3-6-9 rule to build a cushion — Here’s what it means
Sound financial planning includes provision of an emergency fund is to help tide over sudden needs without immediately straining your day-to-day finances. Investment earmarked as emergency or “rainy day” fund…
New ITR disclosure norms for FY26: What investors, traders and salaried taxpayers should know
The Income Tax Department has introduced several changes to the Income tax return (ITR) forms for assessment year 2026-27 (financial year 2025-26), impacting salaried individuals, traders, and investors alike. The…
May 2026 home loans: Bajaj Finserv, LIC Housing & 6 HFCs offer home loan rates starting from 7.15% onwards
Are you planning to buy a new home? If you are looking to accomplish your dream, make sure you are adequately prepared. This is essential because proper preparation helps ensure…
Cumulative vs non-cumulative FD — Which is better for retirees? Know which suits you
Fixed deposits are considered one of the safest investment options for conservative investors who are seeking stable and predictable returns. Unlike market-linked instruments such as stocks and mutual funds, FDs…
Annual Information Statement: Here’s how to Download Form 26AS — Stepwise guide
Form 26AS under the Income-Tax Act, which has been replaced by Form 168 under the new ITA 2025, is a comprehensive display of a taxpayer’s financial statement for the year.…
RBI, European Central Bank sign revised agreement on information exchange, central banking ties
The Reserve Bank of India () and the (ECB) on Sunday signed a (MoU) aimed at enhancing cooperation in the field of central banking. The agreement was signed by RBI…
I asked ChatGPT to calculate monthly savings to build education fund for my children’s higher studies in Delhi
Saving for children’s higher education: I asked ChatGPT to calculate the required monthly savings to build an education corpus for my children’s higher studies at medical and engineering colleges in…
FD vs RD: Investing in bank deposits? Here are key differences between fixed and recurring deposits, and how to use them
Both fixed deposits and recurring deposits, more commonly known as FDs and RDs, are low-risk investment instruments with guaranteed returns as per a bank or post offices’ pre-determined rate of…
I asked ChatGPT: ‘Should I leave India and settle down in Dubai?’ AI suggests ideal salary for jobs to make the move
I asked ChatGPT: Should I settle down in Dubai? Here is what AI said. But first, check my details prompt. My ChatGPT Prompt I am a 33-year-old Indian professional earning…