Fixed Deposit (FD) laddering strategy involves dividing a lump sum investment across multiple fixed deposits with different maturity periods, instead of putting the entire amount in a single long-term deposit.…
Category: Banking And Finance
I asked ChatGPT: Which city should I retire to in 2040? How much should I save? AI details how much corpus is needed
I asked ChatGPT: Which Indian city should I retire to in 2040, and how much should I save? Check what exactly I asked AI. My ChatGPT prompt I am a…
Senior citizen FD vs SCSS: Which gives better monthly income after retirement?
For many retired individuals, ensuring a steady flow of income becomes a key financial priority after exiting the workforce. Two of the most popular fixed income options for senior citizens…
SCSS account rules: Who can invest, how much interest you get and what tax applies
The Senior Citizens Savings Scheme (SCSS) is available to resident Indians who meet the prescribed age and retirement conditions. Any individual who is 60 years of age or older can…
‘Mumbai takes it back quietly’: Investment banker’s ₹1.3 lakh monthly expense breakdown goes viral
In the city of dreams, the dreams often come with a heavy monthly invoice. Yash Verma, a -based investment banker, recently took to social media to peel back the curtain…
Planning FD? Here’s how much you should invest to earn ₹10,000 monthly interest — see calculation
Fixed deposits remain one of the most preferred investment options for people looking for stable and predictable income. Many retirees and conservative investor rely on ban FDs to generate a…
Health insurance share rises to 41% of non-life industry in FY26
continued to strengthen its lead within India’s non-life insurance sector in FY26, with its market share rising to 40.8% from 38.6% in the previous year, as per a report by…
7 hidden credit behaviours that may be hurting your credit score
Your credit score is very important information. It plays a critical role in determining your creditworthiness, financial integrity, and borrowing potential, and can influence everything from loan clearances and approvals…
How expensive is Gurgaon really? Woman breaks down the real cost of living as a couple in the city
A woman from has triggered a broader conversation online after sharing a detailed account of her monthly household expenses as part of a working married couple living in the city.…
Estate Planning: Do children have rights over father’s property? Not always — Here’s what the law says
If you think children automatically have a legal right over everything their father owns, the law says otherwise. In India, a child’s legal claim depends on whether the property is…