A 25-year old tech professional has caught attention online after sharing how he built a ₹20 lakh investment portfolio in three years, despite earning under ₹10 lakh per annum. In…
Category: Banking And Finance
Why has my ₹90 lakh home loan’s principal reduced by only ₹6 lakh despite paying 60 EMIs? I asked ChatGPT
Home loan payment: I asked ChatGPT why the principal of my ₹90 lakh home loan hasn’t reduced despite paying off ₹45 lakh over 60 EMIs. Here is what AI said.…
Estate planning: How is father’s property divided among sons and daughters? Can a sister claim her brother’s property?
A married woman’s share in the ancestral property is complex issue. Her rights depend on legal provisions, family dynamics, and evolving social norms. Laws like the , 1925 and Hindu…
8th Pay Commission: What you need to know about regional visits, deadline extensions, and policy meeting outcomes
In a flurry of official notifications and updates, the 8th Pay Commission’s website has been steadily shaping the roadmap for nationwide visits, employee and stakeholder consultations, and submission deadlines. These…
6 personal finance mistakes to avoid in May 2026 for a stronger financial future
Financial success in 2026 is less about chasing stupendous returns and more about avoiding common behavioural and structural mistakes. This is because such mistakes and errors can erode wealth over…
How long should term life insurance coverage last for family protection – 55 or 80? Expert weighs in | An FAQ
Dev is planning to buy a term life insurance plan to ensure that his family remains financially protected in case of his untimely demise. carefully estimated a coverage need of…
Gold monetisation scheme: Govt plans e-gold units to unlock idle gold, boost liquidity
South-India based retired financial professional Uma Shanmukhi Sistla, hasn’t been adorning her wedding jewellery and other gold coins gifted over years. Hence she decided to use the Government of India’s…
New income tax rules for doctors: Who needs to maintain Form 25 and why
If you are a medical professional and your gross receipts exceed ₹1.5 lakh per year in any of the preceding three assessment years, you should maintain a case register referred…
I asked ChatGPT: SIP or home loan prepayment— what’s better? The answer was surprisingly logical
SIP vs home loan prepayment— what’s better? Here’s what AI answered, which was surprisingly logical. I asked ChatGPT: “We are a married couple and have one child. I am 40…
Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 2?
Banks across India are open today, May 2, 2026, as it falls on the first Saturday of the month, which is not a bank holiday. All banks in India remain…