New Delhi: Public Provident Fund (PPF) remains one of the most popular small savings schemes in India, thanks to its tax benefits, attractive interest rates and easy accessibility. Designed as…
Category: Banking And Finance
Bank holidays alert: Banks shut on select days Feb 16–21; Check full list
New Delhi: With February underway, customers planning to visit banks should take a moment to review the holiday list to avoid any inconvenience. Bank holidays in India vary across states…
You can start EPS pension at 50 — But there’s a catch
New Delhi: Employees covered under the Employees’ Pension Scheme (EPS-95) can begin receiving their pension as early as age 50, but doing so comes with a reduction in the monthly…
From first salary to first investment — Why young Indians are choosing gold
New Delhi: Gold continues to remain the most trusted investment option among young Indians, even as access to financial products like mutual funds, stocks, and cryptocurrencies expands, according to a…
Why treating bonuses as permanent income can backfire on your finances
Many people assume money stress comes from low savings or poor investment choices. But according to CA Abhishek Walia, co-founder, Zactor Money, the real problem often lies in behaviour, not…
Why gold, silver and copper left stocks behind in 2025
If you think back to most conversations around markets in 2025, they followed a familiar script. Stocks would recover once rates came down. Earnings would improve. Volatility would settle. It…
The uncomfortable truth behind silver’s spectacular rally
Silver’s rally looks spectacular on the surface. Prices have , massively outperforming gold and most other asset classes. But beneath the charts and bullish forecasts lies a far more unsettling…
8th Pay Commission: Will pre-Dec 31, 2025 retirees miss 8th CPC benefits? Govt clarifies
New Delhi: The announcement of the 8th Central Pay Commission (CPC) on November 3, 2025 has triggered a major question among lakhs of central government pensioners — will retirees up…
PPF account rules: Why you can open only one PPF account and what it means for your tax savings
New Delhi: The Public Provident Fund (PPF) is one of India’s most popular long-term, government-backed savings schemes. But many investors often wonder whether they can open multiple PPF accounts to…
Do banks keep duplicate locker keys? Here’s what happens if yours goes missing— Process explained
New Delhi: That small metal key to your bank locker may seem insignificant until it’s suddenly nowhere to be found. In that moment what appeared to be a minor oversight…