I acted as an individual tangled by multiple loans. I want to be debt-free by the end of 2027. I asked ChatGPT to help me plan this accordingly. My ChatGPT…
Category: Banking And Finance
Sukanya Samriddhi Yojana: Ignoring this key aspect could reduce the final corpus
Sukanya Samriddhi Yojana is designed to secure a girl’s child’s future as it focuses on wealth generation for the account holder’s future education and other major expenses. Many people invest…
Portfolio getting small- and mid-cap heavy? Here’s how you can rebalance
I am 41 and have been investing through SIPs in three equity mutual funds for the last seven–eight years. Over the years, my portfolio has become significantly skewed towards mid-…
Want to trade gold 24×7? Here’s how tokenised gold works, associated risks and how to buy it
Tokenised gold refers to physical gold that has been turned into a digital token, which is backed by a specific quantity of real gold stored in secure faults. Built on…
My wife doesn’t want to work for 2 years: I asked ChatGPT how to plan finances around pregnancy, investments and more
I acted as a working professional whose wife, also a salaried professional, is going on a sabbatical. I asked ChatGPT how I should plan financially as we prepare for a…
How to spot personal loan scams and protect your money with these 5 essential safety tips
In today’s rapidly evolving financial landscape, where everything happens in an instant, personal loans have also turned into prudent and hassle-free solutions for managing unexpected expenses and achieving short-term economic…
Income-tax returns: Can taxpayers set off equity losses against non-equity gains? Here’s what the expert says…
Excel utility has been enabled by the income-tax department for ITR-1 (Sahaj), ITR-2 and ITR-4 (Sugam) online forms for assessment year 2026-27 i.e. financial year 2025-26. Further, all ITR forms…
LIC in talks with regulators on long-term instruments to match growing liabilities: CEO
New Delhi: State-owned (LIC) is engaging with key financial regulators, including the Reserve Bank and Sebi, to expand the availability of long-term investment instruments as inflows into its annuity products…
Gold, silver prices today, June 7: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata
Gold and silver prices: The yellow metal’s price in India’s retail market remained unchanged on Sunday, 7 June with both 24-karat, and 22-karat gold rates largely remaining stable across major…
Capital gains taxation of hybrid funds: How different types of hybrid funds are taxed?
Capital gains taxation of mutual funds depends on how much the fund invests in equity and debt. Since hybrid funds have different equity-debt allocations, the tax treatment of their varies…