All Indian taxpayers are required to file their income tax returns (ITR) and while the e-filing process has become quicker and easier over the years, the process can be daunting…
Category: Banking And Finance
DA hike: How much monthly increase in salary does each employee level get from 2% jump in dearness allowance?
The Ministry of Finance on 22 April announced revision of rates of Dearness Allowance (DA) for central government employees, effective from 1 January 2026. It added that the President has…
Switching health insurers? Here’s how to keep your waiting period benefits
I have been with the same health insurance company for six years. I am not satisfied with their service and want to switch to another insurer. I am worried that…
5 common credit card mistakes you should avoid
A credit card has now become an indispensable item for many of us in our daily lives. A financial tool that offers easy credit, helps manage large expenses, improves chances…
Finance Ministry asks PSBs to complete wage revision process in next 12 months
New Delhi, The government has asked to initiate the process of negotiations for the 13th Bi-partite settlement in a time-bound manner and finalise it in the next 12 months. The…
Income-Tax returns: How senior citizens can save tax through benefits and exemptions while filing ITR, explained
One of the first concern for many seniors and retired taxpayers is maintaining stable savings and a reliable income. Thus, aligning your investments for good and steady income stream with…
‘I asked ChatGPT how to spend my first ₹50,000 salary’: Check how AI gave Gen Z structured personal finance advice
I asked ChatGPT for personal finance advice. Here’s how it went. What I told ChatGPT: “I’m Gen Z, fresh into my first job in Bengaluru after moving away from home.…
Growth vs dividend option in equity mutual funds explained: Which one should you choose?
Equity mutual fund (MF) investments are all building a sizeable corpus by staying invested over a long term. offer growth and dividend options in their schemes. While growth allows you…
Market volatility: Why instinct alone is not enough in market decision-making
Here is a small experiment. Imagine two yellow lines drawn on a railway track, one closer to you, one farther away. Which one looks longer? Almost everyone says the farther…
₹8,500 crore inflows in a month: Why multi-asset allocation is winning big in FY26
As equity markets stall and global uncertainty deepens, Indian investors are turning to multi-asset allocation funds at a record pace – and the data makes a compelling case for why…