Pune: Speaking at a post-inaugural press conference after the launch of the new office in Pune, Union Finance Minister said Indian banks must adopt a more versatile and proactive approach…
Category: Banking And Finance
How credit card inactivity affects your credit score and why regular usage supports a strong credit profile
Do you have a credit card? How often do you use it? A common myth in personal finance is that avoiding credit cards altogether can help protect your credit profile,…
Quietly moving away from physical gold: ClearTax’s Archit Gupta explains how Indians are changing how they invest
Indians spent an estimated ₹20,000 crore on during this year’s Akshaya Tritiya, generating record headlines, according to Archit Gupta, Founder and CEO of ClearTax. However, he said that the underlying…
NPS withdrawal options explained: Lump sum, annuity and phased withdrawal choices
(NPS) is a long-term investment option, designed for individuals to build a steady retirement corpus. The scheme provides multiple withdrawal options upon retirement and before, which include lump sum withdrawals,…
Received money, mutual funds or shares as gifts? Don’t miss these ITR rules
Gifts within families are often seen as simple and tax-free. But when it comes to filing your income-tax return, these transactions are not always as straightforward as they seem. Whether…
Shapoorji Pallonji to close Rs 25,400 crore financing by mid-May
Mumbai: Shapoorji Pallonji Group is set to close a roughly Rs 25,400 crore three-year rupee debt raise by May 15, with annual coupons of around 18.75%, through a combination of…
How to report cybercrime in India: Step-by-step guide to filing and tracking complaints
In today’s rapidly evolving digital world, a single click, text message link, or OTP message can quickly drain you of your hard-earned money. Still, do remember: acting quickly in such…
Your credit score may not matter soon. Here’s what AI looks at instead
Traditionally, credit decisions were made using fixed rules. Lenders checked income, credit score, and repayment history, and if a borrower met the criteria, the loan was approved else rejected. This…
8th Pay Commission: Can minimum basic pay rise to Rs 72,000? Here’s the latest buzz
The Rs 72,000 figure linked to the 8th Pay Commission has sparked fresh interest among central government employees, but available records show it is not the official minimum pay demand…