Nearly one in every 12 claims was repudiated in FY25. Now, the Insurance Regulatory and Development Authority of India (IRDAI) wants insurers to explain those decisions more clearly. Under the…
Category: Banking And Finance
How Millennials and Gen Z can improve credit health and build a strong credit score for future financial success
We live in an era where financial decisions can shape families’ futures. An individual’s decision shapes long-term economic opportunities. As a result, credit health has emerged as a critical pillar…
Old vs new tax regime: Which saves more tax if you earn ₹20 lakh, ₹25 lakh or ₹30 lakh?
With the new tax regime offering lower rates but fewer deductions, many salaried taxpayers are wondering whether the old regime still makes sense. Here’s a comparison across income levels of…
Studying abroad on a loan? Here’s the true cost—and the mistakes that can make it even higher
A foreign degree today can easily cost Indian families as much as ₹1 crore and in some cases even more, making overseas education one of the biggest financial commitments they…
EPF e-nomination can be considered invalid if you miss this key step — Here’s what to do
EPFO has directed mandatory e-nomination for all its EPF members in accordance with the provisions of the EPF Scheme, 1952. Having a valid nomination in place ensures that EPF benefits…
PFRDA launches StAR NPS: How the new digital onboarding process works and charges applicable
Subscribing to the National Pension System (NPS) is set to become easier and more seamless with the launch of StAR NPS, a new digital onboarding platform aimed at making NPS…
Provident Fund guide: What are EPF, VPF and how to check your PF passbook
Provident Fund (PF) is a one of most important long-term savings and retirement option which is subscribed by millions of salaried employees. Contributions made through the Employees’ Provident Fund (EPF)…
Sold a residential property? Here’s how you can save tax on capital gains
Selling a property can result in a significant tax liability if the transaction generates capital gains. However, the income tax law provides certain options through which taxpayers can defer this…
Why you should file your ITR before by the deadline: Top 3 benefits for taxpayers
Income tax return (ITR) filing season is currently underway and all tax return forms for financial year 2025-26 (AY 2026-27) have been notified by the income tax department. However, many…
‘Capital has no nationality,’ FII are selling India despite the growth story – 5 key factors to look at
Foreign investors are selling Indian equities, but the bigger story isn’t where money is leaving—it’s where it’s moving. Here’s a closer look FIIs withdrew roughly ₹1.98 lakh crore in the…