The Public Provident Fund, commonly known as , remains one of India’s most widely preferred investment options, largely due to its tax benefits, stable interest earnings and ease of access.…
Category: Banking And Finance
Gold loan delinquency rates send red signal
Kolkata: India’s is experiencing higher delinquency rates among borrowers availing of bigger and multiple loans. This trend of borrowers overextending themselves has raised the credit risk at such elevated exposure…
Game of cards: Top banking players opt for tight gambit, rivals up the ante
MUMBAI: are tightening credit card rewards across segments, with top issuers cutting benefits, raising spending thresholds and changing loyalty transfer terms to curb rising costs. At the same time, smaller…
HDFC Life CEO Vibha Padalkar: ‘I focused on what I had, not what I didn’t’ and a journey of resilience
Mumbai: For , inspiration did not come from boardrooms or business icons. It came from home. #sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto…
Gold loan portfolio grows 3.8x, outstandings surpasses personal loans in December 2025 — What we know
The share of outstanding borrowings from gold loans has surpassed personal loans as of December 2025, with an increasing focus towards repeating gold loan borrowers, according to a report by…
RBI moots 1-hour pause on high-value UPI payments to curb fraud: Experts warn of potential friction, delayed settlements
India’s digital payment system and banking architecture are built on instant transfers and seamless transactions. However, the rising number of digital arrests, banking frauds and unauthorised transactions has pushed regulators…
What US green card holders should know about exit tax and gifting rules
I am an Indian holding a US green card for over 13 years, but am now considering relinquishing it. Will an exit tax apply in my case, and how does…
Akshaya Tritiya 2026: Should you pre-book gold and silver jewellery? Prices, risks and 5 smart rules to follow
What was once considered a ritual of prosperity and good fortune is now a test of financial wisdom. Akshaya Tritiya on 19 April is pushing buyers to ponder ideas beyond…
Avoid crisis on a rainy day: What is an emergency fund and how much you should save, explained
A “rainy day” fund or emergency fund is crucial aspect when planning your fiscal goals alongside the asset allocations, investments and retirement fund. Simply put, it is money set aside…
What happens to MF and equity folio if investor dies without nominee? Impact of opting out of nomination explained
The Securities and Exchange Board of India (Sebi) guidelines require mutual fund investors and demat account holders to either register a nominee or formally opt out of nomination. Sebi introduced…