Asset allocation is the process of splitting investments across different asset classes to balance risk and return. Common categories include fixed-income instruments such as the Public Provident Fund (), equity…
Category: Banking And Finance
HDFC Bank to invest Rs 1,000 cr in HDFC Life to boost solvency
will invest Rs 1,000 crore in through a , raising its stake in the insurer to 50.54% from 50.21% currently. HDFC Life will issue 1.45 crore to its parent at…
6 reasons why first-time borrowers find it tough to maintain a healthy credit score
Your first experience with credit may feel like a milestone, but it brings real responsibility that many underestimate. Building a strong credit score isn’t instant; it requires disciplined, timely repayments…
Lumpsum vs SIP: What mutual fund investment will make you more money? Here’s which to choose
A popular investment option for individuals looking to achieve financial goals and grow their wealth, a mutual fund is formed when an asset management company (AMC) pools money to purchase…
Bajaj Life rolls out ‘Nifty 500 Low Volatility 50 Index Fund’ for ULIP investors: All you need to know
Bajaj Life Insurance on Thursday announced the launch of its new fund offer (NFO) — Bajaj Life Nifty 500 Low Volatility 50 Index Fund. The fund is aimed at serving…
NPS, EPF or mutual funds: Where should you invest Rs 5,000 for 10 years
It often begins with a small, almost forgettable decision—No grand strategy, no market timing. Just a quiet promise to stay consistent for 10 years. But somewhere along the way, a…
New labour laws: Here’s how much your in-hand salary changes for ₹6 lakh CTC
The Indian government has implemented new labour laws from 1 April, with major focus towards helping salaried individuals save for their retired life. The biggest change for you is in…
PPF rules explained: Why your investment may stay locked in for more than 15 years
The Public Provident Fund () comes with a 15-year lock-in period, making it a popular choice for long-term savings. Backed by the government and offering assured returns, the scheme is…