New Delhi: Banks with greater exposure to carbon-intensive sectors are likely to incur higher over time, leading to increased monitoring and recovery costs, researchers have found in their study. #sr_widget.onDemand…
Category: Banking And Finance
Want to invest in gold alternatives? Here are the differences between Digital Gold and Gold ETFs, explained
Be it for cultural reasons, future savings (for marriage, children’s education, etc.) or as an investment opportunity, Indian households hold significant gold — at around 25,000 to 30,000 tonnes of…
Can a non-salaried professional declare 50% income as profit under presumptive tax?
I earn income through a contractual job, and the company has suggested that I opt for Section 44ADA and declare 50% of my income as profits. However, I have read…
Buying a home? How 800+ credit score will help you get better home loan interest rates and 5 tips to increase it
Your credit score plays a key role in determining your creditworthiness, especially while buying assets like home. A higher credit score usually means better chances of getting a home loan…
UP-RERA eases property transfers in the state: What the new rules mean for buyers?
Homebuyers in Uttar Pradesh may finally see relief from a major concern on what happens when a property project is not registered with RERA. For years, such cases left buyers…
Take-home salary calculation: How much will your in-hand pay change if you have a ₹30 lakh CTC? Check here
Salary calculator: Salaries of most Indian employees across the country will go under major changes from April 2026, thanks to the newly implemented labour laws of the government. The new…
FD rates: Top five private banks of India offer up to 7.5% fixed deposit interest rates — Check full list
Fixed Deposits (FDs) are widely considered as a low-risk investment option, as they offer guaranteed returns and typically higher interest rates than regular savings accounts. This makes them attractive for…
RBI proposes safeguards for digital transactions — what it means for senior citizens and other users
The Reserve Bank of India (RBI) has proposed a set of changes aimed at curbing the sharp rise in online frauds. While these safeguards may slightly slow down digital payments,…
Why Indians can’t access Rs 2 lakh crore in unclaimed assets, even if it’s theirs
India is sitting on a growing pool of money that no one is using, not because it is not needed, but because it has slipped out of sight. Unclaimed assets…
PPF income strategy: How to get ₹61,000 monthly pension from your public provident fund investment? See calculation
PPF Income Strategy: Public Provident Fund, commonly known as PPF, is one of the most popular small savings scheme in India due to its tax benefits, interest rates and easy…