Managing money and finances is not about last-minute decisions made in haste. It is about discipline, integrity, timing and clarity of mind. That is why a well-thought-out, structured month-by-month economic…
Category: Banking And Finance
Bank locker loss? Why RBI rules have capped the compensation limit — Explained
Union Finance Minister Nirmala Sitharaman on Monday explained why the Reserve Bank of India (RBI) has capped the compensation limit of bank lockers to 100 times the annual locker rent…
What are FD-backed credit cards? Are they worth it? Benefits, risks and best options
If you do not have a steady income or a reasonably long credit history, securing a new credit card can be challenging. To address such situations, lending institutions offer individuals…
Meal vouchers to company cars: What happens to your workplace perks from April 1?
For many salaried employees, workplace perks have always felt like a bonus, something extra beyond the monthly pay cheque. But from April 1, 2026, that comfort could change. , and…
How FCNR accounts offer safe, stable returns for NRIs — key features explained
The Indian rupee generally depreciates against the in the long run due to inflation differentials, among other factors. This persistent depreciation means that foreign currency-denominated investments often deliver higher returns…
7 personal finance rules you can’t ignore to make your FY27 successful
As we move towards FY27, we are navigating not only difficult-to-manage personal finance goals but also a complex macroeconomic backdrop. Geopolitical issues such as the Middle East conflict and the…
From company cars to interest-free loans: CA explains what’s changing for salaried employees from April 1
Starting 1 April, 2026, salaried employees are set to see a massive overhaul in their corporate perks as the new Income Tax Act, 2025, gets implemented. The changes in corporate…
The 12% surcharge: who’s affected and who benefits from the new share buyback rules?
The taxation of share buybacks in India has come full circle, reflecting the government’s continuing effort to balance revenue considerations with anti-avoidance safeguards. Before 2013 buybacks were treated akin to…
From taxes, PAN, ATM withdrawals to train tickets: 5 key changes from April 1
As March comes to an end, it’s that time again when a new financial year brings a fresh set of rules. From income tax to train tickets, several changes kick…
Top 5 LIC plans in 2026: Benefits, eligibility criteria, premiums and more
LIC policies offer investors government-backed life cover with savings, offering investors a secure option. They are considered secure on a fundamental level and can be a prudent investment choice for…