41% borrowers are Gen Z: Is hidden debt rising among young Indians?

If you think your friends in their 20s are just casually swiping cards for the latest gadgets, travel, or dinner outings, you’re not entirely wrong. But beneath those small, seemingly…

Best fixed-income investments in today’s volatile market: PPF, SSY, SCSS, EPF and Post Office schemes compared

Amid ongoing global economic uncertainties, such as US/Israel-Iran tensions and the Russia-Ukraine war, markets are showing signs of extreme volatility. Complexities have deepened further after US President Donald Trump issued…

8th Pay Commission: Can government salaries finally match private sector perks?

If you’ve ever wondered whether government employees are paid fairly compared to the private sector, the 8th Pay Commission is now asking the same question. And this time, it wants…

How India’s youth is evolving into more informed and responsible borrowers

New India’s economic growth is driven by self-reliance and economic empowerment. As millions of young Indians enter the workforce, moving away from traditional employment and embracing diverse careers, many with…

Do rules of thumb lead to burnt fingers?

My friend is a professor of Economics in the country’s leading business school. He loves his job, yet choosing his profession was not easy. He studied science and mathematics in…

NRO vs NRE accounts explained: What every NRI should know about features and benefits

All Indian citizens who are non-resident under FEMA and all Person of Indian Origin (PIO) are called Non Resident Indians (NRI) under FEMA. All the can have three types of…

New I-T rules: Taxpayers with overseas income may need CA’s certificate; crypto income to come under scanner

The new Income Tax (I-T) Act is set to come into force from 1 April 2026, and the Central Board of Direct Taxes (CBDT) has already released the draft Income…

Retiring soon? 5 practical steps to help ensure long-term financial security

Retirement is a life-changing experience. It is a milestone that individuals and families look forward to, as it offers a chance to rest, relax, travel, or even pursue hobbies such…

AI voice cloning scams: How they trick victims and 6 ways to protect your money and privacy

AI voice cloning scams are rapidly evolving and exploiting advanced technologies to copy and mimic real voices with extensive accuracy. Keep in mind that even a short audio clip from…

Only 40% women invest beyond FDs and gold: Why the gap still exists?

Indian women are saving more than ever, but when it comes to investing, many are still playing it safe. A new study shows that while a large number of women…