Category: Banking And Finance
8th Pay Commission: NC-JCM Staff Side seeks ₹69,000 minimum pay, 6% increment annually – check details
The National Council-JCM Staff Side has submitted a 51-page memorandum to the 8th Pay Commission, proposing a minimum basic pay of ₹69,000 with a fitment factor of 3.833. The recommendations…
RBI holds talks with banks on ways to boost deposits
India’s central bank is seeking input from commercial lenders on how they can bring in larger and more stable deposits, as a shift in into equities and other investment products…
PPF can turn ₹1.5 lakh a year into ₹1 crore tax-free. But here’s what most investors miss
The Public Provident Fund, commonly known as , remains one of India’s most widely preferred investment options, largely due to its tax benefits, stable interest earnings and ease of access.…
Gold loan delinquency rates send red signal
Kolkata: India’s is experiencing higher delinquency rates among borrowers availing of bigger and multiple loans. This trend of borrowers overextending themselves has raised the credit risk at such elevated exposure…
Game of cards: Top banking players opt for tight gambit, rivals up the ante
MUMBAI: are tightening credit card rewards across segments, with top issuers cutting benefits, raising spending thresholds and changing loyalty transfer terms to curb rising costs. At the same time, smaller…
HDFC Life CEO Vibha Padalkar: ‘I focused on what I had, not what I didn’t’ and a journey of resilience
Mumbai: For , inspiration did not come from boardrooms or business icons. It came from home. #sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px 1px 5px;font-size:12px;font-weight:600;line-height:18px;top:9px} #sr_widget.onDemand .sr_desc{margin:0 auto…
Gold loan portfolio grows 3.8x, outstandings surpasses personal loans in December 2025 — What we know
The share of outstanding borrowings from gold loans has surpassed personal loans as of December 2025, with an increasing focus towards repeating gold loan borrowers, according to a report by…
RBI moots 1-hour pause on high-value UPI payments to curb fraud: Experts warn of potential friction, delayed settlements
India’s digital payment system and banking architecture are built on instant transfers and seamless transactions. However, the rising number of digital arrests, banking frauds and unauthorised transactions has pushed regulators…
What US green card holders should know about exit tax and gifting rules
I am an Indian holding a US green card for over 13 years, but am now considering relinquishing it. Will an exit tax apply in my case, and how does…