RBI’s New Project Finance Rules Aim To Shield Banks From High-Risk Exposure

New Delhi: The RBI’s new regulations on project financing are set to improve how risks are managed in this sector, as per a recent Crisil report. The move aims to…

Filed the wrong ITR form? Penalties, missed refunds and what to do next

Every year, as the , millions of taxpayers scramble to file their returns. You upload all the documents, check every box, and submit it right on time, only to later…

From phones to partners: 8 money lessons to learn before 30

The journey to financial wisdom often reveals truths that many learn too late in life. We often hear advice like “save more” or “spend less,” but rarely do people tell…

Are your savings at risk? Government may slash PPF, NSC rates next week

The government may lower interest rates on small savings schemes like the Public Provident Fund (PPF), National Savings Certificate (NSC), and others during its upcoming quarterly review on June 30,…

Hiding income or making wrong claims? Your ITR could attract a 200% penalty

It’s that time of the year again when taxpayers across the country start filing their Income Tax Returns (ITR). But hold on. If you’re all set to hit submit, take…

How expensive a house should you buy? Investment banker shares these 6 rules

Buying a home is one of the most important and expensive decisions most people make. But how much is too much when it comes to homeownership? Investment banker Sarthak Ahuja…

Roti, kapda, but no makaan? The disappearing dream of affordable housing

India is running out of affordable homes. In city after city, houses once within reach of the country’s vast salaried middle class – typically priced below Rs 1 crore –…

PPF Investors Alert! PPF Interest Rate May Go Below 7% For First Time In 50 Years: Reports

New Delhi: The Public Provident Fund (PPF) rate may go below 7 percent, a Times of India report has said. The 10-year government bond yield has averaged 6.30 percent since…

Personal Finance Advisor Reveals How India’s New-Age Investors Are Reaping Rs 50 Lakh Profit In Real Estate

New Delhi: While most mutual fund investors are content with 12% CAGR over 10 years, some real estate investors subtly surpass 18–22% IRR by compounding hard assets, argues personal finance…

Deadline To Opt For Unified Pension Scheme Extended For Government Employees Under NPS; Check Cut-Off Date

Unified Pension Scheme Last Date: In response to multiple requests from stakeholders, the government on Monday extended the deadline to opt for the Unified Pension Scheme (UPS) by three months, moving…