Changing your salary account often feels like a small administrative update. A few clicks, a new debit card, and you move on. But there’s one detail many people miss —…
Category: Banking And Finance
Can NPS help you save tax in the new regime? What salaried employees must know
If you are a salaried employee in the new tax regime, you may have noticed that most of the tax planning options have shrunk. Investments under Section 80C and HRA…
Can your employer refuse gratuity if you get pension? Here’s what employees must know
Payment of Gratuity Act, 1972 says gratuity is a legal right for eligible employees. Yet many workers still wonder: if an employer is already paying a pension, can a gratuity…
Using old tax regime? Here’s how draft income tax rules 2026 could help you save more
The government’s draft income tax rules for 2026 appear to offer a small but While the new regime has been in focus in recent years, these proposed tweaks make the…
Man paid Rs 50,000 a year premium, insurance claim denied when mother fell ill
Every year, a man paid Rs 50,000 to keep his mother’s health insurance active. But when illness struck her mother, the son went to the insurer’s office, but left empty-handed…
Have Rs 5,000? Here’s why an emergency fund should come before your SIP
Imagine this: You just received your first salary and feel on top of the world. Everyone around you is talking about mutual funds and wealth creation, so you decide to…
Will AI change how you invest your money in stocks and mutual funds?
Every investing era has a moment when markets realise the rules are changing. For the dot-com boom, it was bandwidth. For smartphones, it was mobile data. For cloud computing, it…
Why personalised loans are becoming the go-to option in 2026
“Technology should do the hard work, so people can do the things that make them the happiest in life.” Globally, banks have taken the words of the Co-founder of Google,…
How mis-selling and low surrender values are costing life insurance buyers dearly
Life insurance is supposed to protect families. Yet new numbers suggest that the product meant to offer financial safety is quietly hollowing out the very savings Indian households work so…
Are personal loans becoming the go-to option during medical emergencies?
A sudden hospital bill can throw even a financially careful household into panic. With medical costs rising faster than incomes and insurance cover still patchy, more Indians are turning to…