Every year, thousands of professionals land what seem like impressive job offers. The Cost to Company (CTC) looks generous, the offer letter is celebrated, and expectations are high. But a…
Category: Banking And Finance
From Rs 1 crore to Rs 25 lakh: How inflation quietly shrinks your wealth
While many investment plans promise attractive returns over decades using catchy phrases like ‘make Rs 10 crore in 20 years by investing Rs 10,000 every month,’ the potential impact of…
Still earning 2.75% in your savings account? Here’s a smarter option
Most people leave their extra money in a savings account because it feels safe and easy. But with low interest rates, that money isn’t really growing, it’s just sitting there,…
Explained: Why many low-income Indian households still rely on moneylenders
India’s financial inclusion story has moved forward in many ways over the past decade. More people have bank accounts, digital payments are part of daily life, and fintech has made…
Rs 6 lakh in taxes on a Rs 13 lakh car? CA reveals the hidden cost
Buying a car in India has become a costly affair. It’s not just about the price tag you see at the showroom, the taxes will leave you stunned. A LinkedIn…
CA Explains How Not Investing On Time May Cost You
New Delhi: Most people know they should start investing early, but many put it off, thinking they’ll do it when they earn more. But waiting even a few years can…
You Thought Rs 70 LPA Salary Was Massive? Banker Explains If You Have A Home Loan Then…
New Delhi: A LinkedIn post by investment banker Sarthak Ahuja has gone viral for showing how even a big salary—Rs 70 lakh per year—doesn’t guarantee comfort in India’s metro cities.…
Banks Didn’t Trap Us—We Did It to Ourselves: The Untold Story of India’s Debt Explosion
New Delhi:India’s credit card debt has shot up to ₹2.92 lakh crore in just four years, and personal loans have jumped by 75%. But Monish Gosar, a Mumbai-based data scientist,…
Debt disguised as achievement: Financial expert on India’s deepening EMI trap
A chartered financial analyst recently sparked a conversation online with a LinkedIn post about the silent financial stress many working professionals live with in India—the burden of EMIs. In his…
Filing ITR? 5 common errors in pre-filled forms and how to fix it
Filing income tax returns has become easier with pre-filled ITR forms. These forms, available on the Income Tax portal, automatically fill in your personal and financial details from different sources…