Why your credit score can drop despite paying every EMI on time

Timely EMI payments are crucial, yet even flawless repayers often watch their ratings slip unexpectedly. Paying off loan EMIs and bills on time remains a cornerstone of strong financial health.…

One bad day for the market and your whole portfolio tanks? Here’s what you can do to spread the risk

For investors, is not just about spreading money across investments. What matters is whether those investments actually behave differently when markets move. If all the assets in a fall together…

US midterm elections 2026: How they could impact taxes, Social Security and retirement

As Americans head to the polls for the 2026 US midterm elections, the impact goes beyond who controls Congress. It is likely to shape legislative direction and policy decisions for…

Godrej Wealth to launch mutual fund business next year, targets Rs 1 lakh crore AUM by 2031

plans to enter the business next year as it looks to expand its wealth and offerings, MD and CEO said on Thursday. The company is in the process of filing…

EPFO WhatsApp channel join guide: How to follow it and what PF members get

Keeping track of provident fund and pension-related announcements could become easier for millions of subscribers, with the Employees’ Provident Fund Organisation (EPFO) launching an official channel. The new channel is…

Bandhan Small Cap Fund August portfolio: Cyient, P N Gadgil see higher holdings; 4 stocks added, 6 exited

Small-cap mutual funds remained popular with investors in August, attracting ₹7,973 crore, the highest inflow among equity fund categories, according to AMFI data. Bandhan Small Cap Fund led individual small-cap…

How UPI MDR could undermine the economics of low-cost investing

SGB 2019-20 Series IV redemption today at ₹15,173: ₹1 lakh investment grows to nearly ₹3.95 lakh

SGB 2019-20 Series IV investors can prematurely redeem their bonds on September 17, 2026 at ₹15,173 per unit, RBI said. For those who bought online at ₹3,840 per gram, ₹1…

Tax audit filing deadline 2026: CA bodies seek extension to October 31, what taxpayers should do

The September 30, 2026 deadline for filing tax audit reports for AY 2026-27 is approaching, while several chartered accountant and tax professional associations have asked the government to extend it…

EPFO wage ceiling hiked to Rs 25,000: 5 benefits employees should know

The government has widened the EPFO net, bringing more employees under the mandatory social security system. The wage ceiling for mandatory EPF contribution has been The move is expected to…