If you are considering taking a for a large purchase, home renovation, wedding, or another expense, the latest credit-market numbers show that unsecured borrowing is growing considerably faster than home…
Category: Banking And Finance
Bank delays your credit card closure, credit report correction or property documents? You are eligible for compensation
Banks and financial institutions are required to complete several customer-service requests within timelines prescribed by the Reserve Bank of India (RBI). If a bank fails to meet these deadlines, customers…
Diversified equity mutual funds in the red October 2026: Which schemes have negative YTD, 3- and 5-year CAGR returns?
Investors often focus on that have delivered high returns over a particular period. However, it is equally important to understand which funds have struggled. Here are the top 10 diversified…
RBI repo rate at 5.50%: Another 50 bps hike likely by March 2027 — which debt mutual funds suit 3–18 month horizons?
The Reserve Bank of India’s 25-basis-point (bps) repo rate hike has raised questions among investors about how further rate moves could affect bond yields and fund returns. On October 7,…
TDS statements can be filed directly through TRACES portal: What changed from tax year 2026–27? Expert explains
Tax deducted at source () and tax collected at source (TCS) statements can now be filed directly online through the TRACES portal from Tax Year 2026-27, which started on 1…
NRI home loan after RBI rate hike: Should borrowers increase down payment or retain overseas savings? Experts explain
Non-resident Indians (NRIs) with home loans in India may face higher equated monthly instalments (EMIs) after the Reserve Bank of India () raised the repo rate by 25 basis points…
Opened a demat account for your minor child? Know how investment income is taxed and reported in ITR
If you have opened a for your child below 18 and are investing in mutual funds and shares on their behalf, you may wonder how the income from these investments…
Vague ‘misrepresentation’ not enough to deny claims: Consumer court orders insurer to pay full ₹50 lakh to nominee
The Kurnool Consumer Commission has directed ICICI Lombard General Insurance Company to pay a ₹50 lakh insurance claim after finding that the insurer failed to substantiate its decision to reject…
Parag Parikh Flexi Cap Fund: 1 stock exit, DLF sees major buying in September 2026 — key takeaways for investors
India’s largest active scheme by assets under management, Parag Parikh Flexi Cap Fund, has disclosed its portfolio for September 2026, showing increased exposure to select existing holdings along with one…
Mandatory 10% health insurance co-pay: What it means for policyholders
The General Insurance Council is reportedly considering a proposal to introduce a mandatory 10% co-payment in retail policies, with the policyholder’s contribution potentially capped at ₹5 lakh per claim. The…