The Employee’s Provident Fund (EPF) is a key investment pillar that helps in effective retirement planning for salaried individuals in the country. Still, immense confusion persists around rules and regulations,…
Category: Banking And Finance
Money rule changes from 1 April: From 2FA for digital payments to revised ATM charges, top 5 updates you should know
A number of key financial and banking rule changes will come into force from 1 April 2026, marking the beginning of the financial year 2026-27 (FY27), while a few will…
Floating vs fixed home loans in 2026: What works better in a volatile market?
In every interest rate cycle, there comes a phase when the debate shifts from whether to borrow to how to borrow. 2026 represents precisely that moment. Following calibrated easing in…
CBDT clarifies TDS on bank interest under Income Tax Act 2025: Key updates, thresholds and smart money moves | Explained
The Central Board of Direct Taxes (CBDT) recently issued an important clarification on the concept of Tax Deducted at Source (TDS) for bank interest. The CBDT issued the clarification ahead…
Final call for taxpayers: 5 easy ways to reduce your tax before March 31 ends
The clock is ticking, and for many taxpayers, March 31 is more than just another date on the calendar. It is the last chance to take action and reduce this…
How the West Asia war is impacting airfares and what should you do
When Vishwas Reddy, a Bengaluru-based businessman, first checked flights to Kazakhstan in January, the fare was a reasonable ₹25,000. By late February, as war broke out across West Asia, it…
How RBI’s Sachet Portal can help you stay safe from financial fraud in FY27; 5-step guide to file complaint
In the new financial year, FY27, safeguarding your finances against fraud and scams is more urgent than ever. With digital transactions, online platforms and investment opportunities booming, many people remain…
ITR forms for AY 2026–27 out: Who can file ITR-1 and when should you choose ITR-2?
The income tax season is quietly knocking on the door again. If you are someone who usually waits till the last moment to file your return, here’s your early heads-up:…
Duration or accrual: Where should debt investors park money now?
When investors move money into debt mutual funds, they often assume all such funds work the same way—but they don’t. Different debt funds adopt different investment strategies depending on the…
Market crashes teach what no book or course ever can
In the last 93 years of American stock market history, there have been 50 declines of 10% or more—on average, once every two years. Of those 50, fifteen were drops…