Public Provident Fund (PPF) is a popular long-term savings option to build a tax-efficient corpus. For parents looking to give their child a head start in their financial journey, a…
Category: Banking And Finance
I asked ChatGPT if a ₹1 lakh salary can buy a ₹1 crore home. The AI verdict was a reality check
Buying a home is a one of the biggest financial decisions a salaried individual is likely to make during their lifetime. While owning a property remains a major life goal…
Planning your child’s future? These 4 government-backed investment options can help you start early
If you are a parent looking to give your child a head start in their financial journey, having a well-defined investment plan and choosing suitable savings options can be crucial.…
Global diversification: These mutual funds have the highest exposure to international stocks
Several domestic equity funds in India provide exposure to global companies such as Nvidia, Apple, and TSMC alongside investments in Indian equities. Through the same route used for equity mutual…
Bank holidays in June 2026: SBI, HDFC, and other lenders to remain shut for up to 11 days — Check RBI calendar
Banks across India will remain closed for several days in June due to national, regional, and religious holidays. Customers planning branch visits to SBI, HDFC Bank and other lenders should…
Watch: How a govt employee in Delhi saves ₹65,000 from a ₹90,000 salary every month
With rising rents, food prices and transportation costs, living in is often considered expensive for young professionals. However, a government employee has gone viral on social media after sharing how…
While you avoid stocks, EPFO has doubled its equity investments in 7 years — Here’s where your PF money goes
Employees’ Provident Fund (EPF) members enjoy a rare combination of benefits — their savings earn a government-backed, risk-free return and the interest is largely tax-free under existing rules. But, it…
Indian banks’ profitability to ease this fiscal on lower treasury gains, ECL provisions: Crisil
New Delhi: The Indian banking industry’s return on assets (RoA) is expected to slip 10-15 basis points to 1.1-1.2% this fiscal from around 1.3% last fiscal, said in a report,…
Hidden home loan charges borrowers must check before signing to avoid higher borrowing costs and financial stress
That low EMI number in a home loan offer can be misleading. While it appears affordable at first, the real cost of borrowing often includes several additional charges that can…
Could you be sitting on forgotten money? Here’s how to check using the new govt portal
The Finance Ministry on Friday launched a unified online platform that allows people to easily search for and track unclaimed financial assets, including bank deposits, insurance claims, shares and mutual…