Kolkata: Year-on-year recorded at 16% in the fortnight ended May 15 and remained faster than the 12% deposit growth, Reserve Bank of India data showed. Total increased to Rs 256…
Category: Banking And Finance
Retirement goals: Can ₹1 crore in FDs and debt funds beat inflation and give you a steady income?
For investors who are aiming for a ₹1 crore retirement corpus, the debate often boils down to two major traditional choices: fixed deposits or debt mutual funds. Both of these…
Form 26AS replaced with Form 168: What changes for taxpayers under the new Income Tax Act, 2025?
Form 26AS has long been the primary document used by taxpayers to verify TDS deductions, tax payments and refunds before filing their income tax returns. However under the new income…
5 smart credit card hacks to save money and maintain a healthy credit score
Credit cards can be powerful tools for managing finances when used sensibly and strategically. They can help users save funds through cashbacks, rewards, and interest-free periods. Still, be clear; misuse…
Filing ITR this year? Here are 5 important changes in the income tax forms for FY 2025-26
The income tax filing (ITR) season is now underway, with the Income Tax Department enabling online filing and releasing Excel utilities for ITR-1 (Sahaj), ITR-2 and ITR-4 (Sugam). This allows…
I asked ChatGPT, how can I prevent my electricity bill from shooting up in Delhi’s blistering heat
As Delhi swelters with day-time temperatures reaching 43 degrees Celsius and prolonged heat wave conditions, I ask ChatGPT to devise a strategy that prevents my electricity bill from shooting up…
I asked ChatGPT for a beginner-friendly investment plan with ₹40K monthly savings — Here’s what it suggested
As a 30-year old salaried employee, I wanted to understand the best ways to save and invest money after accounting for all my monthly expenses such as rent, groceries, commute,…
I asked ChatGPT for a simple framework to stop wasteful spending — It’s solid 24-hour advice surprised me
As a college student living in a hostel, I wanted to fix my spending habits without having to read a 50-page textbook on management. So, and asked it to give…
Price-to-Earnings (P/E) Ratio Explained: FAQs answered — a simple guide to understanding stock valuation
The Price-to-Earnings (P/E) ratio is one of the most well-known metrics that investors use to evaluate whether a stock is overvalued or undervalued. It basically compares a company’s current stock…
India insurers seek doubling of tax-free limit for some products to boost inflows, sources say
MUMBAI: Indian life insurers have asked the government to double the tax-free limit for policies from 500,000 rupees ($5,232), hoping for a boost to inflows into these funds, three sources…