I receive an annual bonus of around ₹2 lakh and have a ₹30 lakh home loan outstanding. How should I plan my prepayments—lump-sum every year or higher EMIs? For most…
Category: Banking And Finance
Irdai asks insurers to tie senior exec performance to customer service
The (Irdai) has asked insurers to align the and compensation of senior executives more closely with customer outcomes, transparency and governance standards under a revised framework issued through a circular…
DA: Why is Dearness allowance important? Why does Centre form a pay commission every 10 years?
Dearness Allowance (DA) and dearness relief (DR) are a percentage of employees’ and pensioners’ basic salary specifically aimed at mitigating inflationary impact on households of central government employees. An increase…
8th pay commission to meet employee representatives in June, July 2026 — Check full list of cities with planned visits
The 8th pay commission is set to meet stakeholders, unions, employee groups and representatives across states in June 2026. This is being undertaken as part of the panel’s process to…
REITs and InvITs explained: Meaning, key features, income generation, taxation, and major differences
What if you could invest in real estate and highways at just ₹10,000? Sounds unreal! It is possible with REITs and InvITs that allow you to invest in real estate…
Banking sector key to realising Viksit Bharat vision: SBI Chairman C S Setty
New Delhi: As India advances towards its , the banking sector will play a transformative role in mobilising capital, fostering entrepreneurship, supporting infrastructure development, and accelerating , said. “As the…
Personal loan on your mind? Smart planning before taking one can save your wallet
Are you looking to secure a personal loan? Have you decided how you will repay the borrowed money? Have you taken professional advice before making this decision? Have you checked…
8th Pay Commission update: Bhubaneswar stakeholder meetings scheduled for 6–7 July; here is how to take part
The 8th Pay Commission under the Ministry of Finance has announced its visit to Bhubaneshwar, Odisha, on 6 and 7 July. The announcement was made through an official notification issued…
I asked ChatGPT to compare Thailand, Vietnam and Bali for a ₹2 lakh vegetarian trip from Delhi. Here’s the AI verdict
Instagram travel content has made international holidays look deceptively simple. Every second reel claims Bali is “cheap luxury”, Thailand is “budget paradise”, or Vietnam is “Europe on a budget”. But…
I asked ChatGPT how to survive a sudden layoff on a ₹14 LPA salary. The AI gave me a ‘stop-loss’ rule
With mass layoffs becoming an unfortunate reality across the corporate sector, I thought of consulting ChatGPT to figure out how life would look after such a layoff, especially for someone…