India’s insurance sector remains financially stable, but the Reserve Bank of India has in the medium term. In its latest Financial Stability Report, the RBI says that while insurers are…
Category: Banking And Finance
Why salaried Indians need a personal finance reset in 2026
For years, a steady monthly salary was seen as a sign of safety. Paydays brought comfort, EMIs felt manageable, and financial planning often stopped at basic savings and a home…
Last day to file revised ITR: Follow these simple steps for quick processing
Mistakes while filing an Income Tax Return (ITR) are quite common. It could be missed income, a wrong deduction or even a calculation error. The good news is that these…
Struggling to save money? 6 easy tips to grow your savings
New Delhi: If you often find yourself wondering where your money disappears by the end of the month, you’re not alone. With rising living costs, EMIs, and lifestyle expenses, saving…
Multiple PPF accounts allowed or not? Here’s what rules say
New Delhi: Public Provident Fund (PPF) remains one of the most popular small savings schemes in India, thanks to its tax benefits, attractive interest rates and easy accessibility. Designed as…
Bank holidays alert: Banks shut on select days Feb 16–21; Check full list
New Delhi: With February underway, customers planning to visit banks should take a moment to review the holiday list to avoid any inconvenience. Bank holidays in India vary across states…
You can start EPS pension at 50 — But there’s a catch
New Delhi: Employees covered under the Employees’ Pension Scheme (EPS-95) can begin receiving their pension as early as age 50, but doing so comes with a reduction in the monthly…
From first salary to first investment — Why young Indians are choosing gold
New Delhi: Gold continues to remain the most trusted investment option among young Indians, even as access to financial products like mutual funds, stocks, and cryptocurrencies expands, according to a…
Why treating bonuses as permanent income can backfire on your finances
Many people assume money stress comes from low savings or poor investment choices. But according to CA Abhishek Walia, co-founder, Zactor Money, the real problem often lies in behaviour, not…
Why gold, silver and copper left stocks behind in 2025
If you think back to most conversations around markets in 2025, they followed a familiar script. Stocks would recover once rates came down. Earnings would improve. Volatility would settle. It…