New Delhi: Both fixed deposits (FDs) and debt mutual funds are popular choices for risk-averse investors. They are safer than equities but differ in how they generate returns, their tax…
Category: Banking And Finance
Maharashtra Makes e-KYC Mandatory For Mukhyamantri Ladki Bahin Yojana Beneficiaries — Step-by-Step Guide To Complete Verification Online
New Delhi: The Maharashtra government has made it compulsory for all beneficiaries of its flagship Mukhyamantri Majhi Ladki Bahin Yojana to complete an e-KYC process to keep receiving benefits. A…
Income tax refund delayed? Here’s why the process is taking longer this year
If you’re for FY 2024-25, you’re not alone. The Income Tax Department has tightened its verification procedures, particularly targeting false claims for exemptions. Most of the scrutiny is focused on…
Why India’s insurance market has become a breeding ground for mis-selling
Buying insurance in India feels less like signing up for protection and more like The dice are loaded, the rules hidden, and the house always wins. From loans tied to…
EMI Relief Ahead? THESE Major Banks Slash MCLR In September–Check List
New Delhi: Home loan borrowers may finally have something to cheer about! Several leading banks, including HDFC Bank, Bank of Baroda, Punjab National Bank, Indian Overseas Bank, and Bank of…
A widow’s wait, a worker’s fight: The human struggle behind PF claims
“Apna paisa nikalne ke liye bhi itni mushkil kyon?” (Why is it so difficult to withdraw one’s own money?) That’s the question haunting thousands of people today as they struggle…
Waiting for your ITR refund? Here is how to track it
After the 16 September ITR deadline, many taxpayers are closely monitoring their bank accounts for refunds. While a few have received them swiftly, others are still waiting as To check…
Does the Income Tax Department delay refunds above Rs 50,000?
With the income tax return (ITR) filing deadline of September 16, 2025 now behind us, many taxpayers are eagerly waiting for their refunds to arrive. A common question being asked…
PF transfers to become easier: Here’s what’s changing for employees
For years, employees switching jobs have dreaded the long, confusing process of transferring their provident fund (PF) balance. The procedure often hinged on a single document called Annexure K, a…
EPFO launches Passbook Lite: Check features, how it helps members
The Employees’ Provident Fund Organisation (EPFO) has rolled out two key reforms aimed at making life easier for its members: ‘Passbook Lite’ for quicker balance checks and online access to…