New Delhi: on Wednesday said are among the more exposed in the Asia-Pacific region, given the economy’s high dependence on energy imports from West Asia and the consequent pressure on…
Category: Banking And Finance
Making ₹75k a month? Here are some expert-backed strategies to invest, save and lead a stress-free life
For individual earners across sectors of the Indian economy, a monthly salary of ₹75,000 can appear attractive on paper. Still, managing this salary amid soaring rents, rising grocery bills, and…
Credit utilisation ratio: How CUR impacts your credit score and what you can do to improve it
Many people are surprised when their credit score declines despite paying the required bills on time. One often-overlooked reason is the credit utilisation ratio (CUR) and its impact on a…
Should you use your annual bonus for prepayment of an outstanding home loan?
I receive an annual bonus of around ₹2 lakh and have a ₹30 lakh home loan outstanding. How should I plan my prepayments—lump-sum every year or higher EMIs? For most…
Irdai asks insurers to tie senior exec performance to customer service
The (Irdai) has asked insurers to align the and compensation of senior executives more closely with customer outcomes, transparency and governance standards under a revised framework issued through a circular…
DA: Why is Dearness allowance important? Why does Centre form a pay commission every 10 years?
Dearness Allowance (DA) and dearness relief (DR) are a percentage of employees’ and pensioners’ basic salary specifically aimed at mitigating inflationary impact on households of central government employees. An increase…
8th pay commission to meet employee representatives in June, July 2026 — Check full list of cities with planned visits
The 8th pay commission is set to meet stakeholders, unions, employee groups and representatives across states in June 2026. This is being undertaken as part of the panel’s process to…
REITs and InvITs explained: Meaning, key features, income generation, taxation, and major differences
What if you could invest in real estate and highways at just ₹10,000? Sounds unreal! It is possible with REITs and InvITs that allow you to invest in real estate…
Banking sector key to realising Viksit Bharat vision: SBI Chairman C S Setty
New Delhi: As India advances towards its , the banking sector will play a transformative role in mobilising capital, fostering entrepreneurship, supporting infrastructure development, and accelerating , said. “As the…
Personal loan on your mind? Smart planning before taking one can save your wallet
Are you looking to secure a personal loan? Have you decided how you will repay the borrowed money? Have you taken professional advice before making this decision? Have you checked…