In the city of dreams, those dreams often come with a heavy monthly invoice. The cost of living in Mumbai – including daily expenses such as food, transport, and rent…
Category: Banking And Finance
‘…4 months just to find bank accounts’: Redditor on father’s death; Experts share how to organise records
A Reddit post about a family struggling to trace a deceased father’s investments has sparked conversations online about an often-overlooked aspect of financial planning, which includes organising and communicating important…
Can freelancers use presumptive taxation under Section 44ADA? Rules explained
With the rise of freelancing work in India, many independent professionals may be seeking simpler ways to file income tax returns and reduce compliance burdens. One such option available under…
Indian stock market under FPI selling pressure: What should domestic retail investors do now? Experts weigh in
Foreign investors have continued to pull money out of Indian equities because of high crude oil prices, inflationary pressures, weak earnings prospects, rupee depreciation, and limited participation in AI trade,…
Can every EPF subscriber claim pension after retirement? Rules explained
To help salaried employees build a retirement corpus, the government runs the Employees’ Provident Fund (EPF) scheme, under which both the employee contributes 12% of their basic salary and dearness…
IDFC FIRST Bank launches FD-backed Business Multiplier Metal Credit Card for entrepreneurs, Check details
IDFC FIRST Bank has unveiled an FD (Fixed Deposit)-backed ‘Business Multiplier Metal Credit Card’ for founders, entrepreneurs and business owners. Designed to support everyday operational needs, the ‘Business Multiplier Credit…
Does debit card EMI affect your credit score? Everything you need to know
Debit card EMI has now become a popular payment option for individuals who want to buy products and services on prominent e-commerce websites without paying the full amount upfront. From…
Planning for retirement as a freelancer? We ask experts how much corpus you need, and key considerations
As a freelancer earnings can be unstable and inconsistent. But experts believe that you can still save considerable to enjoy a safe and reliable retired lifestyle. We asked experts what…
Missed a home loan EMI? Here are smart steps to avoid credit damage and manage loan repayment stress
When you miss a home loan EMI, it can feel extremely stressful and emotionally draining. Rising costs of living, unexpected medical expenses, accidents, surgeries, job uncertainty, or poor financial planning…
I asked ChatGPT which international trip is best under ₹50,000 — Thailand, Vietnam or Sri Lanka? The winner surprised me
I asked AI if a Thailand, Vietnam or Sri Lanka trip can be done under ₹50,000? Here’s what it said. I asked Chatgpt that we are planning a week long…