The Employees Provident Fund Organisation (EPFO) will soon allow its members to withdraw Provident Fund (PF) money directly through the Unified Payments Interface (UPI), Union Labour Minister Mansukh Mandaviya said…
Category: Banking And Finance
How to achieve financial stability with smart budgeting on ₹1 lakh monthly salary
Earning ₹1 lakh a month is often seen as a major financial milestone for professionals in India. Such a salary or monthly income promises flexibility, comfort, and the ability to…
SBI Mutual Fund stake in Bandhan Bank crosses 5 pc
New Delhi: ‘s stake in private sector has crossed 5 per cent of the paid-up share capital. The final holding of SBI Mutual Fund, under its various schemes, as at…
I asked ChatGPT if a middle-class Indian can afford a Sweden trip in ₹1.5 lakh. AI’s answer was brutally honest
often exists in the imagination of Indian travellers as a highly aesthetic destination — quiet metros, waterfront cafés, minimalist design, bookstores, snowy streets and efficient public systems. But unlike budget-friendly…
PPF investment plan explained: Build a ₹1 crore corpus and earn over ₹50,000 monthly income through interest returns
Are you tired of poor equity market performance over the past few years? Has your equity portfolio remained static for much longer? Don’t worry, you can still look for other…
Equity, debt or gold? This portfolio mix delivered the best risk-adjusted returns
Asset allocation plays a far bigger role in long-term wealth creation than most investors realise. While chasing the best-performing asset may deliver short-term gains, combining equities, debt and gold in…
Are Indians financially ready for retirement, or just hoping for the best?
Retirement is often seen as life’s quieter reward, i.e., more time with loved ones, slower mornings, long-delayed holidays and freedom from office deadlines. But beneath this hopeful picture lies a…
Aditya Birla Capital plans to use Rs 3,500 crore to drive business growth
New Delhi: has said it will utilise Rs 3,500 crore from its recently announced fundraise to drive . The company also proposes to utilise another Rs 500 crore for general…
Got a bonus to invest? Gold at record highs and markets choppy, this 50:50 formula may work better
Received a bonus recently and wondering where to invest it? You are not alone. Many investors are facing the same dilemma as markets remain volatile amid the ongoing , making…
Should retirees in India use credit cards? Key benefits and risks explained
India’s rapidly evolving digital economy and payments ecosystem is reshaping the way citizens spend money, including retirees and senior citizens. Credit cards, for instance, were largely associated with salaried professionals.…