While enrolling in the Employees’ Provident Fund (EPF), members are asked to nominate a person who would receive the account’s money in the event of their death. Many subscribers complete…
Category: Banking And Finance
ITR filing AY 2026-27: How to claim TDS refund while filing your income tax return
Tax Deducted at Source () is a way through which tax is collected in advance by deducting a certain amount from specified payments. The person making the payment deposits the…
A guide to government securities for retail investors: Meaning, ways to invest, benefits and risks
(G-Secs) are among the safest investment instruments available in India, as they are backed by the sovereign guarantee of the Government of India. Recently, they have been in the news…
HDFC, ICICI Prudential and Nippon are restricting gold ETF inflows. Here’s why
India’s biggest mutual fund houses are putting the brakes on fresh money flowing into . HDFC Mutual Fund, ICICI Prudential Mutual Fund, Nippon India Mutual Fund and Kotak Mutual Fund…
CAGR vs XIRR: Which is better for analysing mutual fund returns?
The Compound Annual Growth Rate (CAGR) is the average annual growth rate of a static investment amount over a specific period. However, the Extended Internal Rate of Return (XIRR) is…
Direct vs regular mutual funds: Meaning, key differences and which one to choose
When investing in mutual funds, an important decision investors need to make is choosing between direct and regular plans. allow you to invest directly in a fund without any intermediary,…
Kiwi targets Rs 5,000 crore premium book with AI-led insurance model
Mumbai: A new entrant, backed by private equity investor and insurance veteran , is seeking to upend India’s Rs 3.35-lakh-crore general insurance market by targeting what it sees as the…
India’s biggest health crisis isn’t physical—it’s financial – What new study reveals
Urban Indians score 65/100 on overall wellbeing, with financial health emerging as the weakest link, while stress and mental health concerns continue to rise, a recent report showed India Health…
I’m a biker and have ₹50 lakh: I asked ChatGPT if I should stop going to office and travel around
Let’s discuss the economy of the bare minimum: My father passed away and I sold his shop because I do not want to run a business. I received ₹50 lakh…
33 of 38 Flexi-cap funds beat the Nifty 500, but most investors still lost money
are designed to give fund managers maximum freedom. Unlike large-cap funds, which must invest at least 80% of their corpus in large-cap stocks, flexi cap funds can allocate money across…