Confronting your liabilities can feel deeply exhausting, but deploying the right method can dramatically ease the burden. Generally, borrowers consider two distinct philosophies to systematically eliminate what they owe, and…
Category: Banking And Finance
Co-applicant home loan rules: How joint loans affect EMI, tax benefit and credit score
For many individuals and families, purchasing a home is one of the biggest financial decisions of their lifetime. The availability of home loans has significantly improved the ability of people…
Income-tax returns: Here’s how taxpayers can use e-pay process to clear their dues online — Stepwise guide
Income-Tax return (ITR) forms for financial year 2025-26 (FY26) or assessment year 2026-27 (AY27) have all been notified by the tax department, and Excel Utility for the ITR-1 and ITR-4…
BHIM Payments App sees 300% growth in FY26 driven by cashbacks and user trust
Kolkata: , developed by (NBSL), recorded a 300% growth in FY26, with monthly transaction volume on the app rising to 21.6 crore in March 2026 from 5.93 crore in April…
How to create a family budget that works: Here is a step-by-step guide
Handling household finances can often feel daunting. Juggling rent, schooling, food, and loans makes it incredibly easy to lose sight of where your earnings vanish. A household financial plan provides…
How much money should you keep in a savings account and where to park the rest?
Managing personal finances efficiently is one of the most important steps towards achieving long-term financial security and stability. A common concern is deciding how much money should ideally be kept…
SEBI proposes EPF-style investing in mutual funds — Here’s all you need to know
The Securities and Exchange Board of India (SEBI) has in a draft consultation paper uploaded to its official website today proposed to enable third-party payments in mutual funds under certain…
What is my car EMI actually hiding? I asked ChatGPT my true ownership cost: AI’s estimate left me shocked
The salesman smiled and slid the paper across the desk. “Sir, your EMI will only be ₹16,000 per month,” he said. It sounded reasonable. It sounded manageable. It almost sounded…
RBI proposes rules to let lenders disable phones for loan defaults
The Reserve Bank of India has proposed allowing lenders to disable certain functions of a mobile phone in cases where borrowers default on loans taken to finance the device, as…
EPFO: Is 24×7 support available for members? Can they contact via WhatsApp?
The Employees’ Provident Fund Organisation (EPFO) will make member services more accessible and convenient through a major digital push. According to the Ministry of Labour and Employment, the body is…