3 in 10 loan applications show ITR-bank mismatch: Can you still get a personal loan?

You apply for a personal loan thinking everything looks fine. Your salary is coming in, your bank balance seems healthy, and you have even filed your income tax return (ITR).…

Prudential to seek 12-18 months window to pare 12% stake in ICICI Prudential Life

Mumbai: Prudential is likely to ask the to allow up to 12–18 month to dilute its stake in after the UK insurer agreed to acquire a 75% controlling stake in…

Boost your borrowing power: How a healthy credit score improves loan eligibility, unlocks credit card benefits

Your credit score is not just a three-digit number. It is a direct reflection of your financial integrity, repayment discipline and one of the most critical factors that influence your…

Sukanya Samriddhi Yojana: safe, tax-free — but is the lock-in too long?

EPF withdrawals before 5 years are not tax-free: What salaried employees should know

The Employees’ Provident Fund (EPF) is a popular retirement savings scheme in which both employers and workers contribute every month. Typically, an employee contributes 12% of basic salary and dearness…

DA: West Bengal govt approves formation of 7th state pay commission, no word on Dearness Allowance — Here’s all we know

DA hike: The West Bengal government has approved in-principle forming its 7th pay commission to decide salary and dearness allowance (DA) hikes state government employees, educational institutions, government corporation and…

Karnataka man loses ₹75.4 lakh in WhatsApp investment scam: 5 ways to avoid fake advisors

A 71-year-old resident of Harihar in Karnataka lost ₹75.4 lakh after falling victim to a ‘WhatsApp investment scam’, highlighting how fraudsters are utilising messaging applications, fake trading platforms, victim trust…

Central Bank to launch GIFT city branch next month: MD

New Delhi: In a bid to expand , is all set to operationalise (IBU) at in Gandhinagar in the first week of next month. The bank has received regulatory approvals…

From green dream to cost shield: How to make your EV truly value for money

As milk, fuel and gold get costlier, here are 7 everyday expenses families may cut

Inflation does not always arrive with a dramatic warning. Sometimes, it quietly slips into everyday life — a pricier litre of milk, a fuel refill that suddenly costs more, a…