If you are aged 60 or above, even a single hospitalisation can decisively alter decades of retirement savings. The focus on availing health insurance after 60 should therefore be holistic…
Category: Banking And Finance
Public Provident Fund vs Fixed Deposits vs SIPs: Which one should a first-time investor start?
Financial planning includes the measured assessment of an investor’s finances, risk tolerance, and future goals to calculate savings and investments over the short-, medium- and long term, and compute the…
Sukanya Samriddhi Yojana returns explained: What yearly investments can grow into
The Sukanya Samriddhi Yojana (SSY) is a favoured investment program for young females. Guardians may start an SSY account in the name of their female child aged under 10 years…
RBI cancels registrations of 150 NBFCs; around 67 firms from Delhi, 75 from West Bengal
New Delhi: The Reserve Bank of India (RBI) has cancelled the Certificate of Registration (CoR) of (NBFCs), with the highest number of affected firms registered in Delhi and West Bengal,…
8th central pay commission: Hike in minimum pay, increment and DA — Here’s how big unions want salaries to change
The 8th central pay commission (CPC) is holding its second day of consultations with unions from the Ministries of Defence and Railways today, as it seeks to gather views and…
Can Indians earn from idle gold through stablecoins? Why CoinSwitch co-founder sees challenges in Nikhil Kamath’s idea
As Nikhil Kamath advocated for a gold-backed stablecoin that could help monetise the vast amount of idle gold lying in Indian households and generate returns for investors, Ashish Singhal, Co-founder…
50-30-20 vs envelope vs zero-based budgeting: Which method suits you best?
In personal finance management, good budgeting is not just about putting financial restrictions. It is more about direction. Especially in a nation like India, where income patterns and expenses vary…
8th Pay Commission update: Employee body pushes for 50% guaranteed pension and more
As thousands of government employees under the National Pension System (NPS) move closer to retirement, an employee body has asked the to consider a major change in how pensions are…
Should you add silver instead of gold after the duty hike-triggered price rally? Experts say, ‘a tactical addition…’
India, the world’s second-largest gold consumer, has raised tariffs on gold and silver to 15% from 6% to curb imports and ease pressure on its foreign exchange reserves. The move…
EPFO deadline alert: File April 2026 ECR, deposit PF dues by 15 May to avoid penalties
The Employees’ Provident Fund Organisation (EPFO) has urged employers to submit the Electronic Challan-cum-Return (ECR) for the month of April 2026 and deposit EPF and EPS contributions by 15 May…