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Total GWP rose to ₹3.36 lakh crore in FY26, compared with ₹3.07 lakh crore in the previous year, data shared by the General Insurance Council showed. The growth was largely driven by strong momentum in health and motor insurance, helped by recent GST-related changes that made policies more attractive and supported demand.
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For March, industry growth stood at 8.78% while standalone health insurers continued to outperform with a 22% rise, given sustained demand in the segment post GST exemption.
The health segment remained the key growth engine through the year. Standalone health insurers grew about 20% in FY26 and continue to be the fastest-growing of business, ahead of motor and crop.
The segment accounts for nearly one-third of the industry.
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Among listed players, Star Health and Allied Insurance grew 11.3% while Niva Bupa Health Insurance posted a strong 27% increase in FY26.
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