The Latest Home Loan Interest Rates: Oct 30, 2026

What are the various fixed and floating interest rates on offer for home loans today? Let’s take a comprehensive look at interest rates across banks and housing finance companies. – Institution Loan amount Under Rs. 30 lakh Rs.

30 to 75 lakh Rs. 75 lakh Plus BANKS (Floating rates) Axis Bank 8.0-9.10 8.0-9.10 8.0-9.10 Bank of Baroda 7.40-9.15 7.40-9.15 7.40-9.15 Bank of India 7.35-10.25 7.35-10.25 7.35-10.25 Bank of Maharashtra 7.25-9.90 7.25-9.90 7.25-9.90 Canara Bank 7.40-10.25 7.35-10.25 7.30-10.15 Central Bank 7.25-9.0 7.25-9.0 7.25-9.0 DBS Bank <=9.0 <=9.0 <=9.0 Dhanlaxmi Bank >=7.65 >=7.65 >=7.65 Federal Bank 7.50-9.75 7.50-9.75 7.50-9.75 HDFC Bank 8.0-13.45 8.0-13.45 8.0-13.45 ICICI Bank >=7.80 >=7.80 >=7.80 Indian Bank 7.35-8.80 7.35-8.80 7.35-8.80 IOB 7.45-8.55 7.45-8.55 7.45-8.55 IDBI Bank 7.40-11.90 7.40-11.90 7.40-11.90 J&K Bank >= 7.25 >= 7.25 >= 7.25 Karnataka Bank 7.51-11.83 7.51-11.83 7.51-11.83 Karur Vysya Bank 8.50-10.90 8.50-10.90 8.50-10.90 Kotak Mahindra Bank >=7.60 >=7.60 >=7.60 Punjab National Bank 7.50-9.35 7.45-9.35 7.45-9.25 Punjab & Sind Bank 7.60-11.0 7.60-11.0 7.60-11.0 RBL Bank >= 9.0 >= 9.0 >= 9.0 State Bank of India 7.50-8.80 7.50-8.80 7.50-8.80 South Indian Bank >=7.50 >=7.50 >=7.50 Tamilnad Mercantile Bank 8.15-9.55 8.15-9.55 8.15-9.55 UCO Bank 7.25-9.50 7.25-9.50 7.25-9.50 Union Bank of India 7.40-9.60 7.40-9.60 7.40-9.60 Yes Bank >=8.65 >=8.65 >=8.65 BANKS (Fixed rates) Axis Bank 14.00 14.00 14.00 Bank of Baroda 9.15-10.20 9.15-10.20 9.15-10.20 Canara Bank 8.75-11.0 8.75-11.0 8.75-11.0 ICICI Bank 8.90-11.20 8.90-11.20 8.90-11.20 IDBI bank 10.90-12.0 10.90-12.0 10.90-12.0 Indian Bank 9.20-9.40 9.20-9.40 9.20-9.40 Karnataka Bank 11.59-12.69 11.59-12.69 11.59-12.69 Punjab National Bank 8.50-10.85 8.45-10.85 8.45-10.75 Union Bank of India 11.4 11.4-12.4 12.4-12.65 HOUSING FINANCE COMPANIES (Floating rates) Floating Rates: Tata Capital >=8 >=8 >=8 PNB Housing 7.75-10.05 7.60-10.05 7.50-9.95 Central Bank Housing 10-12.85 10-12.85 10-12.35 Samman Capital >=8.75 >=8.75 >=8.75 Aditya Birla Housing Fin >=7.75 >=7.75 >=7.75 Bajaj Finserv 7.50-15.0 7.50-15.0 7.50-15.0 GIC Housing Finance Ltd >=8.20 >=8.20 >=8.20 Sundaram Home Finance Ltd* >=10.65 >=10.65 >=10.65 Piramal Finance Limited >=9.99 >=9.99 >=9.99 IIFL Home Finance >=8.75 >=8.75 >=8.75 LIC Housing Finance Ltd 7.15-9.65 7.15-9.75 7.15-10.10 HOUSING FINANCE COMPANIES (Fixed rates) LIC Housing Finance Ltd 10-10.25 10-10.25 10-10.25 – Compiled by BankBazaar.com from respective bank’s website as on the date mentioned above.

Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s T&Cs. Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. *Annual percentage rate; ^For Bureau Score 751 and above What are the various fixed and floating interest rates on offer for home loans today? Let’s take a comprehensive look at interest rates across banks and housing finance companies. – Institution Loan amount Under Rs.

30 lakh Rs. 30 to 75 lakh Rs. 75 lakh Plus BANKS (Floating rates) Axis Bank 8.0-9.10 8.0-9.10 8.0-9.10 Bank of Baroda 7.40-9.15 7.40-9.15 7.40-9.15 Bank of India 7.35-10.25 7.35-10.25 7.35-10.25 Bank of Maharashtra 7.25-9.90 7.25-9.90 7.25-9.90 Canara Bank 7.40-10.25 7.35-10.25 7.30-10.15 Central Bank 7.25-9.0 7.25-9.0 7.25-9.0 DBS Bank <=9.0 <=9.0 <=9.0 Dhanlaxmi Bank >=7.65 >=7.65 >=7.65 Federal Bank 7.50-9.75 7.50-9.75 7.50-9.75 HDFC Bank 8.0-13.45 8.0-13.45 8.0-13.45 ICICI Bank >=7.80 >=7.80 >=7.80 Indian Bank 7.35-8.80 7.35-8.80 7.35-8.80 IOB 7.45-8.55 7.45-8.55 7.45-8.55 IDBI Bank 7.40-11.90 7.40-11.90 7.40-11.90 J&K Bank >= 7.25 >= 7.25 >= 7.25 Karnataka Bank 7.51-11.83 7.51-11.83 7.51-11.83 Karur Vysya Bank 8.50-10.90 8.50-10.90 8.50-10.90 Kotak Mahindra Bank >=7.60 >=7.60 >=7.60 Punjab National Bank 7.50-9.35 7.45-9.35 7.45-9.25 Punjab & Sind Bank 7.60-11.0 7.60-11.0 7.60-11.0 RBL Bank >= 9.0 >= 9.0 >= 9.0 State Bank of India 7.50-8.80 7.50-8.80 7.50-8.80 South Indian Bank >=7.50 >=7.50 >=7.50 Tamilnad Mercantile Bank 8.15-9.55 8.15-9.55 8.15-9.55 UCO Bank 7.25-9.50 7.25-9.50 7.25-9.50 Union Bank of India 7.40-9.60 7.40-9.60 7.40-9.60 Yes Bank >=8.65 >=8.65 >=8.65 BANKS (Fixed rates) Axis Bank 14.00 14.00 14.00 Bank of Baroda 9.15-10.20 9.15-10.20 9.15-10.20 Canara Bank 8.75-11.0 8.75-11.0 8.75-11.0 ICICI Bank 8.90-11.20 8.90-11.20 8.90-11.20 IDBI bank 10.90-12.0 10.90-12.0 10.90-12.0 Indian Bank 9.20-9.40 9.20-9.40 9.20-9.40 Karnataka Bank 11.59-12.69 11.59-12.69 11.59-12.69 Punjab National Bank 8.50-10.85 8.45-10.85 8.45-10.75 Union Bank of India 11.4 11.4-12.4 12.4-12.65 HOUSING FINANCE COMPANIES (Floating rates) Floating Rates: Tata Capital >=8 >=8 >=8 PNB Housing 7.75-10.05 7.60-10.05 7.50-9.95 Central Bank Housing 10-12.85 10-12.85 10-12.35 Samman Capital >=8.75 >=8.75 >=8.75 Aditya Birla Housing Fin >=7.75 >=7.75 >=7.75 Bajaj Finserv 7.50-15.0 7.50-15.0 7.50-15.0 GIC Housing Finance Ltd >=8.20 >=8.20 >=8.20 Sundaram Home Finance Ltd* >=10.65 >=10.65 >=10.65 Piramal Finance Limited >=9.99 >=9.99 >=9.99 IIFL Home Finance >=8.75 >=8.75 >=8.75 LIC Housing Finance Ltd 7.15-9.65 7.15-9.75 7.15-10.10 HOUSING FINANCE COMPANIES (Fixed rates) LIC Housing Finance Ltd 10-10.25 10-10.25 10-10.25 – Compiled by BankBazaar.com from respective bank’s website as on the date mentioned above.

Note that fixed interest rates may be subject to a revision after a specified tenure depending on the bank’s T&Cs. Some banks/FIs allow fixed rate only for a definite period and thereafter prevailing floating rates are made applicable. *Annual percentage rate; ^For Bureau Score 751 and above