Small habits, big bills: Why convenience costs more than you think

Bajaj Life rolls out ‘Nifty 500 Low Volatility 50 Index Fund’ for ULIP investors: All you need to know

Bajaj Life Insurance on Thursday announced the launch of its new fund offer (NFO) — Bajaj Life Nifty 500 Low Volatility 50 Index Fund. The fund is aimed at serving…

NPS, EPF or mutual funds: Where should you invest Rs 5,000 for 10 years

It often begins with a small, almost forgettable decision—No grand strategy, no market timing. Just a quiet promise to stay consistent for 10 years. But somewhere along the way, a…

Market fall exposes flaws in aggressive mutual fund bets. Time for a reset?

New labour laws: Here’s how much your in-hand salary changes for ₹6 lakh CTC

The Indian government has implemented new labour laws from 1 April, with major focus towards helping salaried individuals save for their retired life. The biggest change for you is in…

PPF rules explained: Why your investment may stay locked in for more than 15 years

The Public Provident Fund () comes with a 15-year lock-in period, making it a popular choice for long-term savings. Backed by the government and offering assured returns, the scheme is…

Income below exemption limit? These 3 transactions make ITR filing compulsory

If you think you can skip filing your income tax return just because your income is below the basic exemption limit, you may want to pause for a moment. The…

Why SIPs should remain core to your personal finance strategy in 2026: 5 reasons investors are staying invested

In 2026, even as global and domestic markets, i.e., the Nifty 50 benchmark index, continue to swing under the weight of geopolitical tensions such as the US–Iran war and the…

Individual policy, family floater, or top-up: Which is the most cost-effective?

My employer provides a group health cover of ₹3 lakh for my family. My wife is covered separately under her employer’s group policy. We feel the combined cover is inadequate…

8th Pay Commission: NCJCM’s ₹69,000 basic pay proposal and 3.83 fitment factor explained

The National Council of Joint Consultative Machinery (NCJCM) has recently proposed a minimum basic pay of ₹69,000 for Group C employees under the upcoming 8th Pay Commission. This proposal is…