Are you struggling with a credit score below 650? Has it made borrowing difficult? Be clear: any credit score below 650 can make borrowing expensive. It can complicate the clearance…
Category: Banking And Finance
Safe personal loan EMI on ₹30,000 salary: Simple budgeting tips explained
Are you thinking of taking a personal loan on a ₹30,000 salary? You’re not alone. But before you go ahead, it’s important to understand the basics of borrowing so you…
5 reasons strong savings rate matters more than market returns in building a secure and sustainable retirement plan
If you are looking to build a solid retirement corpus, you should pay attention to several key concepts. Most people just pay attention to investment returns, market timing or selecting…
Can cancelling a credit card hurt your score? Here’s how to minimise the impact on your credit history
Credit cards are flexible instruments for short-term borrowing that have among the highest interest rates. The big benefit with a credit card is that it helps build your credit score…
I-T returns: Want to verify if your Income-Tax notice is authentic? Here’s a stepwise guide for how to do so
Filing your income-tax returns (ITR) has become more accessible in the past few years, with the full process available online via the Income-Tax (I-T) website. Yet, first-time taxpayers often find…
Salary ₹50,000? Here’s how much PF corpus you can build in 20 years
Are you someone who earns around ₹50,000 per month? Do you think this salary isn’t enough for you to build serious wealth? You must realise that with such a salary,…
Section 80C: Here’s how you can unlock up to ₹1.5 lakh tax deductions in Income-Tax return filings
Section 80C of the Income-Tax Act i.e. Section 123 under the updated ITA 2025 provides taxpayers with deduction benefit up to ₹1.5 lakh for investment in certain government saving schemes…
DA hike: IBA announces Dearness Allowance increase in bank employee salaries for May, June, July 2026 — Details
The government has announced a slight revision in Dearness Allowance (DA) for bank employees for the months of May, June and July 2026, which will increase salaries for workmen and…
Lost or stolen credit card? Here are 6 steps to follow to avoid financial loss
Losing your credit card or discovering that it has been stolen can be psychologically difficult to deal with. The imminent risk of unauthorised transactions, financial crimes, and fund loss can…
8th pay commission: State visits to Telangana, Ladakh and Jammu & Kashmir planned in May and June — Check latest updates
8th central pay commission: The 8th central pay commission (CPC) has planned state visits to Telangana, Ladakh and Jammu & Kashmir in May and June 2026 for consultations with representatives.…