Category: Banking And Finance
How bureau and account aggregator data are redefining lending risk
In the evolving landscape of global lending, traditional credit assessment methods need further augmentation to meet the demands of speed, inclusion, and accuracy. Traditionally, lenders relied heavily on bureau data…
How this woman built a Rs 1 crore net worth by 28 before her wedding
There’s something quietly powerful about hitting a financial milestone just as life takes a new turn. For a , reaching her first crore a week before her wedding wasn’t just…
8th Pay Commission 6-month review: Key updates, consultation status and outlook
The 8th Central Pay Commission (CPC) has moved from its initial planning stage into an intensive consultative phase. Today, 4 May, marks six months since its formal constitution on 3…
UPI hits record in FY26: 24,162 cr transactions worth ₹314 lakh crore – 5 ways to stay safe while making UPI payments
The nation’s digital payment ecosystem has reached a new milestone, with Unified Payments Interface (UPI) recording 24,162 crore transactions. These transactions cumulatively are worth ₹314 lakh crore in FY26. This…
Third party premiums take the wheel in motor cover growth
MUMBAI: Growth in third-party (TP) has edged past the own-damage (OD) segment, marking a reversal of the post-pandemic trend as enforcement against intensifies. TP premiums rose 9.3% in FY26, compared…
Section 80C income-tax relief: Here’s how to maximise your ₹1.5 lakh deduction
Section 80C of the Income-Tax Act allows some of your investments to be eligible for deduction of up to ₹1.5 lakh when your annual income for a fiscal or assessment…
Income-Tax Returns: Here are some common reasons you may receive a tax notice from I-T dept — Top FAQs answered
Filing your income-tax returns (ITR) have become more accessible over the past few years with the full process available online via the Income-Tax (I-T) website. However, there are a lot…
Considering credit card? Here are some key things to keep in mind before you apply
A line of short-term borrowing, credit cards are flexible credit instruments that come with the highest interest rates among most personal finance tools. The major benefit when using a credit…
How does a Ulip compare to buying a term plan and investing in MFs separately?
My insurance agent is recommending a Ulip with an annual premium of ₹100,000 and a sum assured of ₹10 lakh. He says it gives me both life cover and market-linked…