Building a good credit score without using a credit card is achievable with consistent fiscal practices and financial discipline. Instead of using credit card history to prove that you have…
Category: Banking And Finance
Kisan Vikas Patra: Here’s how long it takes to double your money
Introduced by India Post in 1988 as a small savings certificate, Kisan Vikas Patra is a 115 month (9 years and five months) long scheme, where an investor can put…
CreditAccess Grameen looks to scale down microfinance growth, says MD & CEO Ganesh Narayanan
, the country’s largest , added about a million new borrowers in FY26 and expanded its portfolio 14% year-on-year to Rs 29,590 crore, in a reflection that lenders with strong…
Want to start SIP for mutual fund? Here’s a step-by-step guide for how to make the most
If you are a young investor considering mutual funds or someone looking to add MFs to your portfolio, a systematic investment plan i.e. SIP may be the most practical step…
Banks’ exposure to carbon-intensive sectors raises long-term credit risk, costs: IIM Lucknow study
New Delhi: Banks with greater exposure to carbon-intensive sectors are likely to incur higher over time, leading to increased monitoring and recovery costs, researchers have found in their study. #sr_widget.onDemand…
Want to invest in gold alternatives? Here are the differences between Digital Gold and Gold ETFs, explained
Be it for cultural reasons, future savings (for marriage, children’s education, etc.) or as an investment opportunity, Indian households hold significant gold — at around 25,000 to 30,000 tonnes of…
Can a non-salaried professional declare 50% income as profit under presumptive tax?
I earn income through a contractual job, and the company has suggested that I opt for Section 44ADA and declare 50% of my income as profits. However, I have read…
Buying a home? How 800+ credit score will help you get better home loan interest rates and 5 tips to increase it
Your credit score plays a key role in determining your creditworthiness, especially while buying assets like home. A higher credit score usually means better chances of getting a home loan…
UP-RERA eases property transfers in the state: What the new rules mean for buyers?
Homebuyers in Uttar Pradesh may finally see relief from a major concern on what happens when a property project is not registered with RERA. For years, such cases left buyers…
Take-home salary calculation: How much will your in-hand pay change if you have a ₹30 lakh CTC? Check here
Salary calculator: Salaries of most Indian employees across the country will go under major changes from April 2026, thanks to the newly implemented labour laws of the government. The new…