Health insurance: How to reduce out-of-pocket costs during claim process

Rising healthcare costs have made hospitalisation increasingly expensive, but many policyholders are surprised when insurance does not cover the entire bill. Knowing what influences claim payouts and taking a few…

EPFO interest update: When FY26 interest payment is likely to be credited and how to track it

The Employees’ Provident Fund Organisation’s (EPFO) Central Board of Trustees (CBT) in March 2026 notified that it retained the Employees’ Provident Fund (EPF) interest rate at 8.25% for FY2025-26. However,…

BharatPe launches credit-on-UPI solution: How to sign up for BharatPe Flex, key features, all you need to know about it

Fintech and payment gateway services provider BharatPe has launched ‘BharatPe Flex’ to provide customers ability to complete their UPI payments through a credit line. The company’s new credit-on-UPI solution is…

Credit guarantee scheme for MFIs still stuck in low gear

KOLKATA: The Rs 20,000-crore for , aimed at boosting liquidity, especially for small lenders to the bottom of the pyramid customer segment, is yet to see traction more than two…

Flexi-Cap vs Focused Funds: Diversification comfort vs conviction risk – what actually wins over cycles?

The defines a flexi-cap fund as an open-ended equity scheme that invests across large-cap, mid-cap, and small-cap stocks with no fixed minimum allocation to any segment. The category was introduced…

When reinvestment fails: A look at the tax implications of unused Capital Gains Account Scheme funds

What happens if a taxpayer who sold inherited land and parked the proceeds in a Capital Gains Account Scheme (CGAS) fails to find a suitable property within the prescribed time…

Can occasional smoking raise your health insurance premium? Here’s what experts say

That occasional cigarette at a social gathering or a few puffs on a vape during a weekend outing may not appear particularly risky. However, insurers often view even infrequent tobacco…

Microfinance NPAs may edge up in FY27 as write-off practices normalise: CareEdge

Mumbai: ‘ (NPAs) may witness a marginal increase in FY27 as lenders normalise their , according to a report. The asset quality of microfinance institutions (MFIs) is expected to have…

Goldman Sachs India global centre chief Gunjan Samtani to retire by end of 2026

BENGALURU: Gunjan Samtani, the co-chairman of in India and the head of its India global center, will retire at the end of the year, he said in a post on…

Unclaimed Financial Assets: How to check and claim your forgotten money from banks, mutual funds, insurance and NPS

Do you know that crores of rupees are lying forgotten in India’s financial system? Right now, the country has ₹78,000 crore in unclaimed bank deposits, ₹14,000 crore in unclaimed insurance…