Category: Banking And Finance
Confused about ITR forms? Here’s how to choose the right one for AY 2026-27
Filing your income tax return often starts with a simple but confusing question: which ITR form should you pick? Many taxpayers get this wrong, and it can lead to notices…
Bank NPAs decline to 2%, no systemic hit due to Middle East conflict: RBI
Mumbai, Indian ‘ gross (NPAs) ratio declined further to 2 per cent in December 2025, the Reserve Bank said on Wednesday. #sr_widget.onDemand p, #stock_pro.onDemand p{font-size: 14px;line-height: 1.28;} .onDemand .live_stock{left:17px;padding:1px 3px…
Gifting property to your spouse? The taxman is watching now
NEW DELHI: Gift a house or flat to your spouse to save tax, and the Income Tax Department may now know about it. Starting this year, property sub-registrars must report…
EPFO 3.0: From PF withdrawal categories and pension to UPI-based fund access, here are 10 key things to know
The Employees’ Provident Fund Organisation (EPFO) will soon launch EPFO 3.0, a major change and upgrade that will focus on bringing core banking-like effectiveness, efficiency and clarity in the EPFO…
Is diversifying into real estate a good idea when your portfolio has 60% equity exposure?
At 40, after receiving a ₹75 lakh windfall and with an existing portfolio already tilted towards equity mutual funds (around 60%), would allocating to real estate make sense for long-term…
Is your KYC safe? 5 steps to check status and avoid mutual fund scams
In today’s rapidly evolving investment landscape, Know Your Customer (KYC) compliance is your first line of defence against fraud in mutual funds and other asset classes. Fraudsters often exploit outdated…
RBI policy: Why the end of the ‘Goldilocks’ phase isn’t a jolt for investors
‘Goldilocks’ refers to a situation that is just right. Derived from the fairytale character who prefers things in the middle, it describes an optimal, balanced condition. In the previous policy…