Indian employees could get higher gratuity payouts under the new Labour Codes announced by the government late last year. The revised rules change how ‘wages’ are defined for calculating retirement…
Category: Banking And Finance
DA hike delayed, arrears expected in April: 5 reasons behind the unusual delay this year
Central government employees and pensioners are eagerly waiting for the Dearness Allowance (DA) hike from 58% to 60%. Generally, this revision is announced in March; however, the government is now…
Understanding jewellery insurance: Here’s all you need to know about securing your gold against risks
Indian households on average hold some 25,000-30,000 tonnes of gold (mostly as jewellery and coins). Divided across 24 crore census households, this works out to about 100-150 grams per household,…
Have you only invested in the provident fund so far? Here’s how to diversify
Being a salaried individual who has invested only through the provident fund so far, I now have ₹1.5 lakh available each month to invest. What investment avenues should I consider…
Does your credit score matter when applying for a bank job?
You’ve cleared the exam, aced the interview, and are ready to step into a bank job, only to realise your credit score might also be under the spotlight. Unexpected? Maybe.…
Small savings offer interest rates up to 8.2% in Q1FY27, but don’t lock your money without these 5 key checks
As the nation enters the financial year 2026-27, small savings investors can breathe a sigh of relief, as interest rates for April-June 2026 continue to remain unchanged. Schemes such as…
Paying over Rs 50,000 rent? Don’t ignore this 2% TDS rule
Imagine this. You’ve been paying a monthly rent of Rs 60,000 all year, transferring the amount on time, keeping things simple. But as the financial year comes to a close,…
The volatility trap: Why straddles and strangles fail when you need them most
When uncertainty rises, retail traders reach for options. When Trump’s Liberation Day tariffs struck global markets in April 2025, average daily notional F&O turnover climbed to ₹229 trillion, the highest…
Rupee hits ₹95: 6 ways the fall affects your personal finances, experts weigh in
FY27 opens in a highly volatile, unpredictable global environment. Rising tensions in the Middle East and a massive outflow of foreign institutional investors (FIIs) from India over the last few…
From HRA to gift vouchers: 9 big income tax changes affecting you from April 1
If you think April 1 is just about a new financial year, think again. This time, it quietly brings a whole set of tax changes that could alter how much…