I am a 70-year-old business owner engaged in the manufacture and sale of soft drinks, which have gained considerable popularity among consumers. In light of my advancing age, I wish…
Category: Banking And Finance
Old tax regime vs new tax regime: Do I-T Act changes in April have an impact? Check which is better for you
Old tax regime vs new tax regime: The new financial year FY26-27 is set to begin from 1 April (tomorrow), and there may be some confusion over whether changes to…
Your gold jewellery in bank lockers may not be fully insured. Here’s how you can truly secure it
Be it for cultural reasons, or savings for the future (marriage, children’s education, etc.) or as an investment, Indian households hold a significant amount of gold as an asset. In…
Thinking of foreclosing your loan? Here’s what it does to your credit score
Got some extra cash and thinking of closing your loan early? It sounds like a smart move, with no more EMIs, no more waiting. But there’s always one doubt, i.e.,…
Confused about EPF? 5 common myths on interest, pension and retirement age decoded
The Employee’s Provident Fund (EPF) is a key investment pillar that helps in effective retirement planning for salaried individuals in the country. Still, immense confusion persists around rules and regulations,…
US Social Security Payments April 2026 schedule: Key dates for beneficiaries, eligibility criteria
Every month, over 75 million rely on payments from the Social Security Administration, which serves as their financial backbone, making the April 2026 payment schedule one of the most closely…
Money rule changes from 1 April: From 2FA for digital payments to revised ATM charges, top 5 updates you should know
A number of key financial and banking rule changes will come into force from 1 April 2026, marking the beginning of the financial year 2026-27 (FY27), while a few will…
Floating vs fixed home loans in 2026: What works better in a volatile market?
In every interest rate cycle, there comes a phase when the debate shifts from whether to borrow to how to borrow. 2026 represents precisely that moment. Following calibrated easing in…
CBDT clarifies TDS on bank interest under Income Tax Act 2025: Key updates, thresholds and smart money moves | Explained
The Central Board of Direct Taxes (CBDT) recently issued an important clarification on the concept of Tax Deducted at Source (TDS) for bank interest. The CBDT issued the clarification ahead…
Final call for taxpayers: 5 easy ways to reduce your tax before March 31 ends
The clock is ticking, and for many taxpayers, March 31 is more than just another date on the calendar. It is the last chance to take action and reduce this…