New Delhi: The Reserve Bank of India has directed banks and other lenders not to charge pre-payment penalties on all floating-rate loans and advances, including for business purposes, availed by…
Category: Banking And Finance
EPFO Interest 2025 Update: What Happens To Interest Rates Of Inactive A/c Holders, Do They Earn It? Know Here
New Delhi: The Central government in May this year has ratified the interest rate on employees’ provident fund (PF) deposits at 8.25% for FY2024-25 — the same as the previous fiscal.…
SEBI Opens 6-Month Special Window For Re-Lodgement Of Transfer Deeds From July 7
Mumbai: Capital market regulator Securities and Exchange Board of India (SEBI) on Wednesday issued a circular stating that it will open a special window only for re-lodgement of transfer deeds,…
Lost Rs 18 lakh in 6 months: Financial advisor’s warning on online betting
A financial advisor recently watched one of his clients lose Rs 18 lakh in just six months. Not to stocks, not to crypto, but to online betting. Abhishek Kumar, a…
Real Estate vs Mutual Funds: Where should you invest, explains stock market expert
For years, buying property was every family’s big dream. A house meant security, pride and wealth. But times have changed, and so have ways to grow money. With , is…
Where are ITR-2 and ITR-3 forms? Why they’re missing and what to do
It’s that time of the year when taxpayers rush to file their returns. But many are stuck because This has caused confusion and worry among salaried individuals and professionals. Why…
SBI credit card rules changing from July 15: Here’s what cardholders must know
If you have an SBI credit card in your wallet, you must pay attention to this update. From July 15, 2025, some important rules related to SBI credit cards will…
Want Rs 36 lakh in 5 years? Know who can avail this government scheme
If you are looking for a safe way to grow your savings without taking any risks, then this government scheme might interest you. The National Savings Certificate (NSC), run through…
Gold gathering dust in locker? Financial advisor explains how to make it work
What happens when the gold meant to secure your future quietly begins to decay in a bank locker? Financial advisor Lovish Anand who discovered that her family’s heirloom jewellery had…
Indian Bank Waives Off Minimum Balance Charges On Savings Accounts; Reduces MCLR to 9%
New Delhi: After Punjab National Bank, another PSU lender Indian Bank has announced waiver of minimum balance charges across all Savings Bank accounts. “Indian Bank has announced the complete waiver…