India’s digital payment ecosystem continues to grow rapidly. UPI transactions have set a new record of ₹29.53 lakh crore in March 2026, as detailed in data released by National Payments…
Category: Banking And Finance
Why your credit card is not a tool for investing or debt repayment
A credit card is a versatile tool for convenience, rewards and short-term liquidity. But a six-figure limit is not a free pass for all purchases. In the eyes of the…
Stock market turbulence: Why US-Iran war is a wake-up call for diversification, asset allocation
Geopolitical tensions like the ongoing West Asia conflict have once again shaken investor confidence. With the Nifty correcting by 10.2% since the escalation in March, most Equity portfolios have mirrored…
Rising inflation, rising credit demand: Can AI manage the risk?
India has weathered many global headwinds in the past, including wars and tariff disruptions. The strong foundations of India’s economic policies have helped the economy remain resilient through such events.…
Own a home with the right payment plan
Stock markets have corrected by 7%, while gold and silver have surged by 70% in 2025-26. With gold retaining strong momentum amid elevated global uncertainty, investors are reluctant to sell.…
PPF vs SIP: Where will Rs 50,000 to Rs 1 lakh grow faster in 10 years?
A decade is long enough to build serious wealth, but only if your money is in the right place. Picture setting aside Rs 50,000 to Rs 1 lakh every month.…
Want to maximise your PPF returns? Here’s a simple tip to gain full benefits
The new financial year has begun today on 1 April 2026 (FY2026-27) and its again time to think about your yearly investments and savings. A key component of financial planning…
New gratuity rules from 1 April: Impact on take-home pay, eligibility and calculations explained
Indian employees could get higher gratuity payouts under the new Labour Codes announced by the government late last year. The revised rules change how ‘wages’ are defined for calculating retirement…
DA hike delayed, arrears expected in April: 5 reasons behind the unusual delay this year
Central government employees and pensioners are eagerly waiting for the Dearness Allowance (DA) hike from 58% to 60%. Generally, this revision is announced in March; however, the government is now…
Understanding jewellery insurance: Here’s all you need to know about securing your gold against risks
Indian households on average hold some 25,000-30,000 tonnes of gold (mostly as jewellery and coins). Divided across 24 crore census households, this works out to about 100-150 grams per household,…