Being a salaried individual who has invested only through the provident fund so far, I now have ₹1.5 lakh available each month to invest. What investment avenues should I consider…
Category: Banking And Finance
Does your credit score matter when applying for a bank job?
You’ve cleared the exam, aced the interview, and are ready to step into a bank job, only to realise your credit score might also be under the spotlight. Unexpected? Maybe.…
Small savings offer interest rates up to 8.2% in Q1FY27, but don’t lock your money without these 5 key checks
As the nation enters the financial year 2026-27, small savings investors can breathe a sigh of relief, as interest rates for April-June 2026 continue to remain unchanged. Schemes such as…
Paying over Rs 50,000 rent? Don’t ignore this 2% TDS rule
Imagine this. You’ve been paying a monthly rent of Rs 60,000 all year, transferring the amount on time, keeping things simple. But as the financial year comes to a close,…
The volatility trap: Why straddles and strangles fail when you need them most
When uncertainty rises, retail traders reach for options. When Trump’s Liberation Day tariffs struck global markets in April 2025, average daily notional F&O turnover climbed to ₹229 trillion, the highest…
Rupee hits ₹95: 6 ways the fall affects your personal finances, experts weigh in
FY27 opens in a highly volatile, unpredictable global environment. Rising tensions in the Middle East and a massive outflow of foreign institutional investors (FIIs) from India over the last few…
From HRA to gift vouchers: 9 big income tax changes affecting you from April 1
If you think April 1 is just about a new financial year, think again. This time, it quietly brings a whole set of tax changes that could alter how much…
From UAE to India: When a temporary return triggers lasting tax risks
As the war in West Asia drags on, uncertainty is no longer episodic—it is shaping everyday decisions. Prime Minister Narendra Modi recently told Parliament that over 300,000 Indian nationals working…
FY27 Begins: Post Office TD rates up to 7.5% outpace bank FDs in April–June quarter
As the new financial year, FY 2026–27, kicks off, people will think about where to park their fixed-income investments. Post Office Time Deposits (TDs) remain a popular option, offering competitive…
Expenses rise with summer heat: Weather-proof your budget
As summer sets in, the rhythmic hum of air conditioners (ACs) becomes constant background noise, even in mindful households. Along with rising temperatures come rising expenses. What starts as a…