Mumbai: The (RoA) of the is expected to decline to 1.15-1.2 per cent this fiscal from around 1.3 per cent in the previous year, weighed down by lower treasury income…
Category: Banking And Finance
8th Pay Commission key updates: Nationwide consultations in full swing — 10 FAQs answered
The 8th Pay Commission is now actively in its consultation and discussion phase. The aim of the current phase is to listen to the views, ideas, and aspirations of stakeholders,…
PM Surya Ghar Muft Bijli Yojana: Eligibility, subsidy benefits, and how households can apply for the scheme
The PM Surya Ghar: Muft Bijli Yojana, introduced by the Central government in February 2024, is a rooftop solar initiative designed to help households reduce their electricity costs and encourage…
Credit keeps its lead over deposits as gold loans shine bright
Kolkata: Year-on-year recorded at 16% in the fortnight ended May 15 and remained faster than the 12% deposit growth, Reserve Bank of India data showed. Total increased to Rs 256…
Retirement goals: Can ₹1 crore in FDs and debt funds beat inflation and give you a steady income?
For investors who are aiming for a ₹1 crore retirement corpus, the debate often boils down to two major traditional choices: fixed deposits or debt mutual funds. Both of these…
Form 26AS replaced with Form 168: What changes for taxpayers under the new Income Tax Act, 2025?
Form 26AS has long been the primary document used by taxpayers to verify TDS deductions, tax payments and refunds before filing their income tax returns. However under the new income…
5 smart credit card hacks to save money and maintain a healthy credit score
Credit cards can be powerful tools for managing finances when used sensibly and strategically. They can help users save funds through cashbacks, rewards, and interest-free periods. Still, be clear; misuse…
Filing ITR this year? Here are 5 important changes in the income tax forms for FY 2025-26
The income tax filing (ITR) season is now underway, with the Income Tax Department enabling online filing and releasing Excel utilities for ITR-1 (Sahaj), ITR-2 and ITR-4 (Sugam). This allows…
I asked ChatGPT, how can I prevent my electricity bill from shooting up in Delhi’s blistering heat
As Delhi swelters with day-time temperatures reaching 43 degrees Celsius and prolonged heat wave conditions, I ask ChatGPT to devise a strategy that prevents my electricity bill from shooting up…
I asked ChatGPT for a beginner-friendly investment plan with ₹40K monthly savings — Here’s what it suggested
As a 30-year old salaried employee, I wanted to understand the best ways to save and invest money after accounting for all my monthly expenses such as rent, groceries, commute,…