As a college student living in a hostel, I wanted to fix my spending habits without having to read a 50-page textbook on management. So, and asked it to give…
Category: Banking And Finance
Price-to-Earnings (P/E) Ratio Explained: FAQs answered — a simple guide to understanding stock valuation
The Price-to-Earnings (P/E) ratio is one of the most well-known metrics that investors use to evaluate whether a stock is overvalued or undervalued. It basically compares a company’s current stock…
India insurers seek doubling of tax-free limit for some products to boost inflows, sources say
MUMBAI: Indian life insurers have asked the government to double the tax-free limit for policies from 500,000 rupees ($5,232), hoping for a boost to inflows into these funds, three sources…
4 signs you’re financially better off than most Indians — even if you don’t feel rich; expert says, ‘75% fail this test’
Financial success does not always look flashy. Often, it shows up in small but powerful habits — handling emergencies calmly, staying away from costly debt, investing consistently, and not chasing…
Can your health claim be rejected? IRDAI’s 5‑year moratorium rule explained
Do you have health insurance? Are you confident that your health insurance claim will be cleared in case you need it? You must have clarity on these questions, as the…
I asked ChatGPT: EV vs petrol – which really saves you more money? The answer isn’t what you expect
Petrol prices have crossed the ₹100 per litre mark in almost every Indian city, directly squeezing household budgets and increasing monthly commuting costs. Given the current fuel situation, if you…
I asked ChatGPT whether DIY travel booking beats packages for Ladakh and Spiti — here’s what it said
I aked AI, are travel packages better or DIY booking for Ladakh and Spiti Valley trip? It said… Which is cheaper: Packages or DIY booking? For a family of four,…
Gold and silver prices today, 29 May: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities
Gold price today on 29 May: Gold rate dropped on the MCX on Friday, 29 May, morning due to profit booking, amid persisting uncertainty and doubts over a potential US-Iran…
ITR filing: These rules could affect how you report income, rent, political donations – 7 changes taxpayers can’t miss
The Income Tax Department has started rolling out online filing and Excel utilities for ITR-1, and ITR-4 for AY 2026-27 in a phased manner on the e-filing portal. With the…
8th Pay Commission: Not just DA or fitment factor, this formula can push minimum basic pay to ₹69,000
Inflation, fitment factor or dearness allowance (DA) are not the only factors that will impact the salaries of central government employees under the 8th pay commission. A key but lesser-known…