There is a simple principle that has underpinned sensible investment taxation almost everywhere: you pay tax when you actually make money—that is, when you sell an asset and pocket the…
Category: Banking And Finance
Fake it till you make it? This CA disagrees, warns obsession with looking rich, fastest way to stay broke — Here’s why
Building wealth is not only about earning more but also includes financial planning that takes into account your monthly expenses, savings, investments and future requirements — plus factors outside your…
PSU mutual funds defy market slump in 2026 with strong three- and five-year returns
With equities on a steady downward spiral due to a host of factors, including the war in the Middle East, is there any sliver of hope left in the space?…
PPF withdrawal: Here’s how you can access your public provident fund balance before the lock-in period ends
The public provident fund (PPF) is a top choice when planning your finances for retirement. Launched in 1986 by the government of India, is a reliable instrument with consistent, long-term…
How to merge multiple PF accounts after switching Jobs: Step-by-step guide
When you switch jobs, it is common to end up with multiple Employees’ Provident Fund (EPF) accounts linked to the same UAN. While the Unique Universal Account Number can remain…
Will the new Income Tax Act be better for salaried taxpayers? Experts weigh in
The new Income Tax (I-T) Act will come into force from 1 April 2026, and the Central Board of Direct Taxes (CBDT) has already released the draft Income Tax Rules…
PPF vs EPF vs VPF: Which should you choose? Here’s a comparison of interest rates, tax benefits, tenure & more
A significant part of your financial planning is making arrangements for your retirement. For this, the public provident fund (PPF), employees provident fund (EPF), and voluntary provident fund (VPF) are…
Advance tax final instalment deadline: Who must pay and what happens if you miss 15 March due date?
The deadline for paying the fourth and final instalment of advance tax for the financial year 2025–26 is around the corner, with taxpayers required to clear their outstanding liability by…
Multi-asset funds are having a moment. This fund manager explains why
Multi-asset allocation funds have emerged as the new favourite among mutual fund investors. Multi-asset funds received the highest inflows of ₹8,476 crore in February, per Association of Mutual Funds in…